Credit Risk Manager (UAE Nationals Encouraged to Apply)

دوام كامل في a Laimoon Verified Company في UAE

نُشرت يوم October 31, 2024

تفاصيل الوظيفة

The UAE Wealth Cards Credit Risk Manager proactively manages the credit exposure of the United Arab Emirates (UAE) consumer lending portfolios through each step of the credit process. Proactive modifications to the target market, establishment and management of the risk appetite framework and statement, acquisition and portfolio management programs, underwriting standards and policies, verification criteria must be made (after approval from the appropriate credit authority) based on performance trends, collections/fraud feedback, customer experience, changes in the operating environment, competitor landscape, etc.

The position reports directly to the Country Consumer Business Manager and Regional CGCPC Credit Risk Head.

What you'll do

Manage the portfolio returns, credit quality and the performance of the consumer lending portfolio in line with stated benchmarks / hurdles.

Establish and manage the risk appetite framework and appetite of the portfolios. Working in partnership with the business units, define and refine the target market, determine the business strategy and the set of performance and return metrics that comply with corporate standards and are appropriate to the local operating environment.

Design, implement and monitor the effectiveness of the credit policies and where warranted, adjust credit policies to ensure performance and return are in accordance with established risk appetite statement. Ensure that the policies are in full compliance with global corporate policies, governing regulations and here required, document and obtain approval for exceptions.

Manage loan losses and reserves. Perform scenario planning to dimension potential risk to the franchise under adverse situation.

Design, implement and manage production systems capabilities in order to ensure that credit processes are executed in line with product program design and credit policies.

Implement and manage analytic infrastructure and tools including models, MIS capabilities so that portfolio qualities can be accurately evaluated and ascertained.

Provide oversight to the relevant operation units to ensure that credit processes and staffing are appropriate, effective, and executed in full compliance with policies, both local and corporate.

Responsible for regular credit performance reporting to regulators, regional and head offices. Maintains close and transparent communication to ensure that all stakeholders outside of the business are fully apprised of the strategy, performance and events that are impacting the portfolio.

Jointly with Finance, responsible for capital adequacy, recovery and resolution planning based on local and US regulatory standards and requirements.

Leads country team to deliver CCAR stress testing and reporting requirements on a timely basis.

Evaluate and approve high value credit transactions and those with exception/deviation requests.

Represent the business in relevant external forums such as industry bodies, bureau membership group, and contributing expertise and to promote responsible finance for the betterment of the industry.

In times of downturn or crisis, devise policies and processes to provide appropriate relief to customers and reduce financial losses to the franchise.

Manage the local risk management team, recruit, develop and retain talent and bench.

What we'll need from you

Experience in Credit Operations (Collections / underwriting) will be desirable.

Master Degree or equivalent.

Able to make decisions on matters pertaining to aspects of risk other than credit, such as operation, franchise, reputation risk and country risk.

Thinks and acts decisively in high-risk scenarios, appropriately assessing a situation based on available data, experience, intuition, and judgment.

Candidates must have effective negotiation skills, a proactive and 'no surprises' approach in communicating Risk issues, strength in sustaining independent views.

Excellent Presentation skills - adept at presenting effectively to audiences of various sizes and adapting style as necessary.

Arabic language skills are an advantage for this role.

Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

Job Family Group:

Risk Management

Job Family:

Credit Decisions

Time Type:

Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View the EEO is the Law poster. View the EEO is the Law Supplement.

View the EEO Policy Statement.

View the Pay Transparency Posting

#J-18808-Ljbffr Finance

Apply safely

To stay safe in your job search, information on common scams and to get free expert advice, we recommend that you visit SAFERjobs, a non-profit, joint industry and law enforcement organization working to combat job scams.

الشركة المعلنة عن الوظيفة

Confidential

تحسين فرصتك لحصول على وظيفة خذ دورة عبر الإنترنت على إدارة المخاطر ابتداءً من الآن.

Risk Management and Information Security Protection Training Express

69 درهم
~~955 درهم~~

مدة الدورة التدريبية: Upto 5 Hours

التسجيل
Risk Management Diploma Oxford Home Study College

253 درهم
~~2,792 درهم~~

مدة الدورة التدريبية: 260 Hours

التسجيل

انظر جميع الدورات

See All Credit Jobs

Credit Risk Manager (UAE Nationals Encouraged to Apply)

تفاصيل الوظيفة

Apply safely

الشركة المعلنة عن الوظيفة

Confidential

Regional Logistics Coordinator (UAE National Only)

Management Accountant

Asset Manager

Fishing Specialist - Oilfield Services - UAE

Bid/ Tendering Manager

Project Engineering Manager

BOP Technician

Project Engineer

Cost Engineer

Jr Drilling Engineer

Pacis PSO Automation Engineer

Contracts Engineer - Buyer

AUT Level 3

T&I Senior Engineer - Offshore

T&I Senior Engineer - Offshore

Interpretation Geophysicist

Reservoir Simulation Engineer - Dubai

Crew Chief

Accounts Payable Accountant

الوظائف

الدورات التدريبية

الموقع

تواصل معنا

الصفحة الرئيسية الإمارات العربية المتحدة Credit Risk Manager (UAE Nationals Encouraged to Apply)

الصفحة الرئيسية الإمارات العربية المتحدة Credit Risk Manager (UAE Nationals Encouraged to Apply)

Credit Risk Manager (UAE Nationals Encouraged to Apply)

تفاصيل الوظيفة

Apply safely

الشركة المعلنة عن الوظيفة

Confidential

Similiar Jobs that might interest you

Regional Logistics Coordinator (UAE National Only)

Management Accountant

Asset Manager

Fishing Specialist - Oilfield Services - UAE

Bid/ Tendering Manager

Project Engineering Manager

BOP Technician

Project Engineer

Cost Engineer

Jr Drilling Engineer

Pacis PSO Automation Engineer

Contracts Engineer - Buyer

AUT Level 3

T&I Senior Engineer - Offshore

T&I Senior Engineer - Offshore

Interpretation Geophysicist

Reservoir Simulation Engineer - Dubai

Crew Chief

Accounts Payable Accountant

لماذا تقوم بالإبلاغ عن هذه الوظيفة؟

تنبيه الوظائف الشاغرة من ليمون fresh jobs directly from websites*

الوظائف

الدورات التدريبية

الموقع

تواصل معنا