Job details
At RAKBANK, we believe in fostering a culture of innovation, growth, and excellence. We are not just a bank – we are a community that thrives on teamwork, cutting-edge solutions, and the highest standards of governance. As a Product Manager – Retail Assets , you will lead the strategic development and management of personal loan products, ensuring competitive market positioning and strict adherence to bank policies. What You’ll Do
- Assist in the review and development of existing and new personal loan products or their variants.
- Prepare business documentation for product launches and market research.
- Manage the smooth operation of personal loans, ensuring significant income generation for the bank.
- Regularly monitor product utilization and introduce new variant features based on market trends.
- Review product profitability and recommend changes to improve profitability and reduce costs.
- Ensure the bank’s website is updated and effectively promotes personal loans.
- Represent personal loan products effectively through cross-sell campaigns.
- Manage the end-to-end process of developing and enhancing processes, systems, and procedures for new and enhanced product offerings.
- Serve as the central point of contact for all product-related activities and procedures, ensuring compliance with AML and internal control standards.
- Manage and monitor the generation of MIS for personal loans monthly to assess business performance.
- Bachelor's degree in Business, Finance, or a related field; MBA preferred.
- Minimum 5-7 years of work experience in banking.
- Initiative and drive to achieve set targets and service standards.
- Leadership skills to motivate and influence a team of sales and service people.
- Self-motivated, creative, and a proven self-starter.
- Good written and verbal communication skills, including negotiation and problem-solving skills.
- Proficiency in English and Arabic preferred.
- Competitive salary and benefits package.
- Opportunities for professional development and career advancement.
- A supportive and collaborative work culture.
- Access to cutting-edge tools and technologies.
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