Medical Underwriter
Job details
Key Responsibilities: Application Review: Evaluate medical insurance applications received from clients and agents to determine the insurability of individuals or groups. Underwriting Guidelines: Apply established underwriting guidelines, policies, and procedures to make informed decisions on acceptance, modification, or rejection of insurance applications. Quotation: Preparing Quotations for Individual and Group Medical on different portals. Assess client's preexisting conditions and suggest good insurance plans. Communication: Interact strongly with Insurance companies, agents, clients to gather necessary information, clarify details, and request additional documentation as needed and get the things done in a timely manner. Collaboration: Collaborate with other departments, such as claims, sales, and customer service, to ensure a smooth underwriting process and efficient customer service. Qualifications and Requirements: Bachelor's degree in a relevant field such as Health Sciences, Nursing, Medicine, or a related discipline. Proven experience as a Medical Underwriter in the insurance industry, preferably in the UAE. In-depth understanding of medical & Insurance terminology, health conditions, and risk factors. Knowledge of insurance regulations, underwriting guidelines, and industry practices. Ability to work independently and collaboratively within a team. Strong communication skills.
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