Senior Mortgage Advisor

Extensive knowledge in the below fields is: Central Bank regulations on Mortgage Provision in UAE – Residents/Non Residents Off Plan/Completed properties.Banks documentation to assess customer profile: Various Banks in UAE – Conventional/Islamic and their policies and procedures with detailed documentation requirement to apply for a mortgage.Calculation of DBR – Debt Burden Ratio that determines how much a customer can get a mortgage.Understanding of customers' Credit Report – scoring and how to improve if there are any issues like overexposed credit cards/personal loans, etc.Credit norms of banks – Property Details/status of completion.Understanding of Damac Projects: Location Status of completion Handover status Current banks valuation for such properties.Training on Salesforce: To register and raise a request for a customer.Follow up and track banks' requirements.Upload and close file to other departments upon approval.Track status of DSR – Developer Self Registration – to close bank approval and collect our payment.Financial Software Customer Service Confidentiality Analyzing Information Precision and reliability; ability to work autonomously.Education & Experience: Experience in Banks Broker Channel is a must.5-10 years of progressively responsible professional experience in Mortgage. #J-18808-Ljbffr