Functional Consultant – ALM

Get AI-powered advice on this job and more exclusive features.Continue with Google Continue with Google Direct message the job poster from Tata Consultancy Services Job Title – Functional Consultant – ALM & LRMCompany – TCS (MEA)Job type – Full time About Us : Tata Consultancy Services (TCS) is an IT services, consulting and business solutions organization that has been partnering with many of the world's largest businesses in their transformation journeys for over 50 years. TCS offers a consulting-led, cognitive powered, integrated portfolio of business, technology and engineering services and solutions. This is delivered through its unique Location Independent Agile delivery model, recognized as a benchmark of excellence in software development.A part of the Tata group, India's largest multinational business group, TCS has over 616,171 of the world's best-trained consultants with 157 nationalities in 53 countries. For more information, visit www.tcs.com and follow TCS news at @TCS_News.Job Description : Key Responsibilities: Requirement Analysis & Functional Design Lead and review functional requirements for ALM and LRM-related data elements for the risk data mart.Review staging layer design and data flows required for FIS BSM ingestion, including review of gap analysis of existing source systems.Guide the team in understanding the mapping of business rules and transformation logic for critical risk attributes like contractual/behavioral cash flows, repricing characteristics, product classifications, etc.Integration Oversight Collaborate with ETL teams to validate data pipelines to feed FIS BSM.Ensure reconciliation logic is defined and implemented across source systems, staging, and target platforms.Cash Flow Modelling & Risk Adjustments Understanding modeling assumptions and behavioral adjustments for cash flow generation (e.g., prepayments, decay, early redemptions, etc.).Provide domain insights for treatment of non-maturing deposits and middle east specific products.Testing & Validation Review functional test cases, validate staging outputs, and assist in user acceptance testing (UAT).Identify root causes of issues and support functional troubleshooting during reconciliation and validation cycles.SME Support & Governance Act as SME for regulatory requirements (Basel III/IV, LCR, NSFR, IRRBB) and their data implications.Liaise with ALM, Treasury, Risk, and Finance stakeholders to validate business needs and support change management.Support data quality rules definition and coordinate issue resolution with technical teams.Required Skills & Qualifications: 10+ years of experience in banking/financial services with specialization in ALM, LRM, Treasury, or Risk.Strong functional knowledge of FIS Balance Sheet Manager (BSM) or similar ALM solutions (Moody's Risk Confidence, QRM, etc.).Experience in cash flow modelling, balance sheet behavior assumptions, interest rate risk, and liquidity metrics.Exposure to data architecture for risk systems, ideally involving a central data mart or risk warehouse implementation.Solid understanding of financial instruments (loans, deposits, bonds, derivatives) and their risk attributes.Familiarity with reconciliation processes across source systems and risk applications.Strong communication and documentation skills to act as a bridge between business users and technical teams.Preferred Qualifications: Experience in Middle East banking regulations or IFRS / Basel compliance is a strong plus.Prior involvement in a risk data mart or ALM transformation project.Exposure to data models and ETL pipelines Professional certifications such as FRM, CFA, PRM, or ICAAP/ALM training are advantageous.Privacy Note: https: //www.tcs.com/connect-with-tcs/privacy-policy Seniority level Seniority level Mid-Senior level Employment type Employment type Full-time Job function Job function Information Technology Industries IT Services and IT Consulting Referrals increase your chances of interviewing at Tata Consultancy Services by 2x Get notified about new Functional Consultant jobs in Dubai, United Arab Emirates.D365 Functional Consultant O2C - Full time D365 Functional Consultant O2C - Permanent contract Functional Consultant (Mid Market and Corporate)D365 Functional Consultant SCM (9 months)Oracle Human Resources and Payroll Functional Consultant Dubai, Dubai, United Arab Emirates 1 year ago Senior IT Recruitment Consultant -Business Development and Delivery Digital Transformation - Functional Consultant Dubai, Dubai, United Arab Emirates 3 hours ago Oracle Procurement/SCM Functional Consultant (Arabic Speaker)Oracle Fusion Techno Functional Payroll Consultant Oracle Fusion Finance Functional Consultant Oracle Finance - Techno Functional Consultant Dubai, Dubai, United Arab Emirates 18 hours ago Business Analyst/Functional Lead – Corporate Banking Dubai, Dubai, United Arab Emirates 1 year ago Oracle Fusion Contract Management Consultant We're unlocking community knowledge in a new way. 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