Universal Banker
تفاصيل الوظيفة
Job SummaryTo provide one stop banking solution for Sadara customers (through combining Teller and Customer Service role), in order to provide integrated high quality of services for the Sadara customer. Demonstrate sound knowledge of the Banks products and services, willing to learn and develop new skills. Having a flexible attitude to work geared to meeting the Bank and customer needs. Keeping customers at the heart at all times and ensuring delivery of superior quality of service whilst adhering strictly to all relevant regulatory and risk frameworks of the bank. Cash management of all debit/credit transactions. It is a Universal Agent role.Key AccountabilitiesCustomer Service•Initiate contact and probe about the customer needs through increased interaction time, in order to better map customer needs to recommend appropriate products and or offerings.•Provide highest levels of customer service to new and existing customers and act as the "one-point of contact" to fulfil all needs of customers, making use of cross referrals•Solicit client feedback on value proposition and for new product ideas and ensure communication of customer feedback to relevant internal stakeholders.•Manage walk in customers and assist RM's as and when needed to ensure smooth customer experience.Teller Operation•Handle all teller activities in processing and recording transactions for bank customers (including but not limited to cashing checks, accepting deposits, withdrawals, processing loan payment, money transfers and foreign exchange), in order to provide high quality services for the CBQ branch customers.•Conduct all cash management activities as teller (such as but not limited to activities involving receiving paid cash in counter, acting as joint custodian for branch cash, posting and recording of all cash entries, and conduct handover cash in the end of shift), in order to ensure all branch cash management activities are done in compliance to CBQ guidelines and standards.Other AccountabilitiesRevenue generationCollaborate with CBQ stakeholders to maximise cross referral opportunities.Continuous ImprovementContribute to the identification of opportunities for continuous improvement in systems, processes and implementing best practices geared to reduction of costs and making overall improvements.Policies, Systems, Processes & ProceduresRecommend improvements to departmental procedure and direct the implementation of instructions and controls covering a specific area of activity so that all relevant procedural/legislative requirements are fulfilled while delivering a quality, cost-effective serviceStatements and ReportsAssist in the preparation of timely and accurate departmental statements and reports to meet CBQ and department requirements, policies and standards.Quality, Health, Safety, & EnvironmentEnsure all relevant quality, health, safety and environmental procedures, instructions and controls are adhered to so that the safety of self, customers and all employees, quality of products/services and environmental compliance standards are maintained.Related AssignmentsPerform other related duties or assignments as directed by their line Manager and requested by RMs to follow up with Back office if neededSupporting other lounges as and when required.SkillsCompetenciesAccount ManagementAdaptability/FlexibilityCustomer FocusCustomer ServiceDecision Making/JudgmentJob KnowledgeManaging ConflictMeeting ManagementPeople DevelopmentProductivityQualityResults FocusSales GoalsSales OrganizationSales SkillsSales Team SupportSelf DevelopmentStrategic Thinking/ManagementTeam LeadershipTechnical SkillsTerritory ManagementVision and ValuesSkillsAbility to interact with internal and external stakeholders in a multi-cultural environmentATM KnowledgeAuditingAuditingBank ChecksBank Computer SystemsBank OperationsBank OperationsBank Policies and ProceduresBank Policies and ProceduresBank Policies and ProceduresBill Payment ProceduresBond ServicesBranch ManagementBudgetingBuilding and Managing TeamsCash Drawer BalancingCashiers ChecksCertificates of DepositCertification in Anti money laundering (CAMS certification)Check Cashing ProceduresChecking AccountsChecking AccountsClosing ProceduresConsumer LendingCredit Card AccountsCustomer Conflict ManagementCustomer Contact ManagementCustomer FocusCustomer Relationship ManagementCustomer ServiceCustomer ServiceCustomer ServiceCustomer ServiceCustomer Service OrientationCustomer SurveysData EntryDeposits and WithdrawalsDirect Customer InterfaceDue DiligenceEscalation ProceduresEscrow ServicesExtensive knowledge of the banking sector in Qatar and the regionFinancial AnalysisFinancial ConsultingFinancial Product KnowledgeFinancial ProductsFinancial ProductsForeign ExchangeForeign ExchangeFunctional ManagementHoliday and Vacation ClubsIn-depth knowledge of cheque processingInsurance KnowledgeInterpersonal RelationsIssues ManagementKnowledge of AML/ CFT process and KYC regulationsKnowledge of Retail Banking Industry and branch bankingLeadershipListeningLoan ManagementLoan Payment ProceduresLoan ProcessingMutual FundsNegotiatingNew AccountsNight and Mail Deposit ProceduresOnline BankingOnline BankingOnline BankingOral/Written CommunicationsPeople ManagementPerformance ManagementPersonal BankingPlanningPrivate Client ServicesProblem SolvingProblem Tracking ToolsProduct/Service KnowledgeRecruitmentRegulatory ComplianceRegulatory ComplianceRegulatory ComplianceRelationship ManagementRelationship ManagementResource ManagementRisk AnalysisRisk ManagementSafe-Deposit Box ProceduresSalesmanshipSalesmanshipSavings AccountsSavings AccountsSecurity ProceduresSecurity ProceduresSeries E BondsService Culture CreationService Level AgreementsStrategic PlanningTeller Computer SystemsTravelers ChecksVault ProceduresEducationBachelor's Degree, preferably in Business-related major
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