Risk Manager (Special Assets & Account Monitoring) - Credit Risk Department

Responsibilities:

• This is a role under the Credit Risk Management Department (Special Assets & Monitoring Section)
• The incumbent will review the credit control reports submitted by Risk Owners and perform post lending credit monitoring to follow up any exceptions and irregularities
• Identify early warning signals for credit risk in order to facilitate early step-in, and propose appropriate actions and measures
• Follow up the latest status of watch list accounts with business units, assess the appropriateness of account strategy, remedial / risk mitigation action and loan grade / loan classification assigned
• Formulate recovery strategy for impaired accounts and monitor the debt recovery progress
• Prepare and review management reports for credit monitoring and special assets management

• University graduate, with major in risk management, finance, accounting, banking, or a related discipline
• Associate Credit Risk Management Professional (under ECF-CRM) preferred but not mandatorily required
• Minimum 4 years’ practical banking experience, preferably in credit policy formulation or credit control and monitoring
• Self-motivated, attentive to details and able to work under pressure
• Strong analytical, problem solving and communication skills
• Good command of both spoken and written English and Chinese