Sales Officer (Consumer Lending / Deposit Mobilization)

Job title : Sales Officer (Consumer Lending / Deposit Mobilization) jobs in Abuja Job Location : Abuja Deadline : January 20, 2024 Quick Recommended Links Job Summary

• The Rosabon Sales Officer is required to collect and prepare all materials needed to secure a loan.
• He/ She will also be responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
• The Sales Officer will also be responsible for mobilization of Fixed deposit for the organization.

• Evaluate creditworthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the extra mile to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
• Visit, engage prospects and maintain liability generated.
• Marketing and sale of all company deposit products.
• Meet, maintain and exceedassigned targets and quota in deposit mobilization and other assigned tasks.
• Propose services, up-selling and cross-selling whenever possible.
• Participate in creating new and better marketing based on field experience.
• Ensure the form forthefixed depositInvestment Planis adequately completed and registered
• Inform the client of the status of theirinvestment.

• B.Sc Degree in Finance, Economics, or a related field
• Proven working experience as a Loan Officer and Deposit Mobilization
• Familiarity with computers and banking applications/software
• Solid understanding of direct/indirect lending products and practices
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment and meet set target