Senior Credit Manager
Detalhes do emprego
Job Title: Credit Manager Location: Bangalore, HSR layout Experience Required:5 to 8 Years Industry: Fintech/NBFC Compensation: Competitive, as per industry standards Overview: We are seeking an experienced and detail-oriented Credit Manager to join our growing team propelld. The Credit Manager will play a crucial role in evaluating and managing credit risks associated with our student lending portfolio. This individual will be responsible for assessing creditworthiness, developing credit policies, and ensuring compliance with regulatory standards. The ideal candidate will bring a strong background in credit analysis, risk management, and a passion for contributing to the success of a forward-thinking fintech company. Key Responsibilities:
- Assess, evaluate, and underwrite high-ticket loans ranging from ₹40 to ₹80 lakhs.
- Ensure credit decisions align with organizational policies and regulatory guidelines.
- Lead, mentor, and manage a team of credit analysts.
- Establish performance metrics and provide constructive feedback for team development.
- Identify and mitigate credit risks while maintaining a balanced risk-reward approach.
- Develop and enhance risk models to evaluate borrower profiles effectively.
- Work closely with business teams to understand customer requirements and provide solutions.
- Collaborate with operations and legal teams to ensure smooth disbursal and compliance processes.
- Streamline credit underwriting processes for improved efficiency and accuracy.
- Leverage technology and data analytics to enhance decision-making frameworks.
- Experience: 5 to 8 years of experience in credit underwriting, specifically handling high-ticket size loans in a fintech or NBFC environment.
- Educational Qualification: MBA, CA, or equivalent degree in Finance/Banking.
- Strong analytical skills with an in-depth understanding of credit risk assessment and underwriting.
- Customers are our North Star
- No Fear - Tell the truth
- Team of Owners
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