Credit Risk Analyst

Kia ora! I'm Khorshed Tarapore, the Manager in Credit Risk Analytics at Heartland. We're looking for a Credit Risk Analyst or Senior Credit Risk Analyst to join our Credit Risk Analytics team based in Newmarket, Auckland. Is this your next role? If you enjoy Data Analysis and are looking for your next career move, then we want to hear from you. You could be starting your career or have a few years' experience under your belt; we encourage you to apply either way. You'll work within our Credit Risk Analytics Team and be responsible for providing quantitative analysis and insights on strategic decisions and business problems. You'll be naturally inquisitive and want to dig deeper to find solutions to problems for a variety of stakeholders. Does this sound like you? You thrive in a fast-paced, rapidly changing environment, and are ready to tackle any challenge. You're keen to learn, curious, proactive, and up for trying new things. You've got excellent influencing and communication skills, and are able to articulate and present well-thought-out analysis. You're happy to flex when needed, work at pace, and are keen to help others. Hungry to own and deliver, you've got:

• A Bachelor's degree in either Mathematics, Statistics, Computer Science, Accounting, Economics, Finance, or Engineering.
• Enjoy quantitative analysis and can easily articulate statistical analysis.
• Experience within a banking or Collections environment would be beneficial.
• Advanced Excel skills and some exposure to building PowerBI reports. Knowledge and experience in at least one coding language (e.g., R, SQL, Python, C++ etc.).
• Team player and enjoys working and contributing to team projects.
• Excellent interpersonal and relationship management skills, and confidence to communicate effectively at all levels of the organisation.
• Creative problem-solving skills along with a growth mindset to explore and learn new concepts, ideas, and continuous improvement opportunities.
• Good with all types of people and able to grow and maintain relationships with key stakeholders and senior leaders.

You might not have all the skills and experience listed above but if you have the right attitude then we want to hear from you. A bit about us and what we do Heartland is an NZX/ASX-listed financial services group with big growth plans. Heartland owns both Heartland Bank in New Zealand and Heartland Bank in Australia. We provide award-winning savings and finance products to a diverse range of customers including business owners, farmers, and retirees. Heartland's strategy is to digitalise everything we do, enabling us to provide customers with what they need in a scalable way. We can then pass those benefits onto the customer through faster service and better rates. Can you see yourself here? We're innovative and always evolving. We work together as one team and have big ambition. We're committed to creating a culture of inclusivity that celebrates our diverse backgrounds and supports the wellbeing of our people. We offer real opportunities for learning and career development. You can also drive change through our internal groups (including Manawa Whenua - our Māori group, the Rainbow Committee, Diversity & Inclusion Committee, and our Green Team). Some of our perks include employee banking benefits, an excellent insurance package, flexible working options, sports teams (touch, netball, and football), and Friday night pizzas and drinks! Diversity & Inclusion At Heartland, we're proud to celebrate the many characteristics that make each of us different. We embrace diversity in all its forms and believe in creating an environment that helps us better understand and serve our customers. As a Living Wage Employer, a Hearing Accredited Workplace, and a Rainbow Tick certified organisation, we're committed to doing right by our people. Keen to learn more? For an insight into life at Heartland, check out our Instagram @heartlandbanknz or follow us on LinkedIn Please note you must be eligible to work in New Zealand. Heartland is an equal opportunity employer. We strongly encourage everyone to apply and we welcome everyone to the team. Please let us know if you need any adjustments throughout the application or interview process including a sign language interpreter or speech-to-text reporter. In your application, feel free to let us know what your pronouns are (for example, she/her, he/him, they/them etc). #J-18808-Ljbffr