Vp, credit analyst (bank industry, credit papers)

Job Responsibilities: Primary Purpose Conduct review and analysis of existing and potential borrowers for independent and impartial presentation of credit risk assessment. Main Duties Conduct independent and impartial credit risk analysis of existing and potential borrowers for (amongst others) creditworthiness and repayment capability. Prepare and present annual and quarterly (if required) “Credit Review” to the Branch Senior Management for existing and potential new Japanese and non-Japanese customers within stipulated framework pursuant to Head Office and branch’s policies and procedures (“P&P”). Independently support credit rating (“CRR”) application proposed by Credit Investment Department. Preparation of monthly report to Branch Senior Management (at Credit Committee Monthly meeting) tracking disclosure and receipt of financial statements, and completion of Credit Reviews and CRR reviews within timelines pursuant to Head Office and branch’s P&P. Preparation of monthly self review checklist reporting department’s work schedule to Branch Senior Management. Preparation of financial and non-financial covenants via respective quarterly and monthly report to Branch Senior Management together with detailed verification of individual covenants certificate provided by agent banks undertaken from time to time. Liaise with Head Office regarding credit control when necessary, which includes but is not limited to communications by e-mail or telephone. Organize Credit Committee Individual Proposal/Monthly meetings. Prepare and circulate minutes thereof and maintain originals together with related materials so presented. Conduct research and produce reports on credit issues relevant to branch’s credit portfolio. Assist, train and provide oversight for junior or new colleagues to facilitate smooth running of CC Department operations. Lead, undertake, assist and support CC Department’s drive to shift away from mechanistic compliance to individual assumption for practices that promote a culture of accountability and good conduct. Support Head of Department in endeavors to achieve CC Department’s targets. Undertake other tasks regarding credit control under the direction of Head of Department. Job Requirements: Bachelor’s degree or equivalent in business or similar field. At least 15-20 years of credit analyst experience in banking with writing credit papers, substantially in credit analysis of large corporates. HOW TO APPLY: Interested applicants, kindly send your resume in MS WORD format or please click on “Apply Now”. We regret only shortlisted candidates will be notified. Important Note: Trust Recruit Pte Ltd is committed to safeguarding your personal data in accordance with the Personal Data Protection Act (PDPA). Please read our privacy statement on our corporate website Trust Recruit Pte Ltd EA License No: 19 C9950 EA Personnel: Lee Jun Siong (Johnson) EA Personnel Reg No: R24120242#J-18808-Ljbffr