Financial Planning and Analysis Manager(NBFC)

About Company A leading retail-focused Non-Banking Financial Company in India, known for its broad reach in the lending sector and catering to both mainstream and underserved customers. It offers tailored financial solutions across Urban Finance, Farmer Finance, SME Finance, and Rural Business Finance. Backed by a major conglomerate, the company is publicly listed, holds a strong credit rating, and has a workforce of around 30,000, with over three decades of industry presence. Job Description

• Analyzing business data for effective business decision
• Forecasting & budgeting cash flows
• Cost optimization and analysis of expenses
• Preparing and maintaining yearly detailed budgets/mid-year forecasts under different planning cycles and comparing with actuals so also suggesting action plans
• Preparing budgets for different functions of the organization
• Preparation of Annual and Quarterly budget and monitoring actual performance against the same, and highlighting the management for deviations
• Key member responsible for Finance automation, involves understanding of various finance processes, identifying scope of automation, working with third party vendors
• Conducting various adhoc analysis and strategically addressing issues that are complementary to the regular planning cycles and process
• Collating, Finalizing and submitting data to external auditors for quarterly statutory audits, assisting on audits and resolving queries
• Key part of the project to improve cost to Income Ratio of the company
• Analyzing the cost, liaison with different departments to understand the various aspects affecting cost and suggesting action plans to top management to control cost
• Monthly tracking of P&L expenses including deep dive investigation of material breaks, root cause analysis and fixing the gap with proper resolution leading to effective management
• Liaising with business and IT team and reduced SMS cost
• Responsible for cost benefit analysis of all outsourcing projects and capex plans