HCL DRIVE FOR UK Mortgage Central Securities - Collateral Valuation on 4,5,6 Feb 2025

HCL DRIVE FOR UK Mortgage Central Securities – Collateral Valuation on 4,5,6 Feb 2025 PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCE Walk-in Details: Date: 4,5,6 Feb 2025 Timing : 1:00 PM to 4:00 PM Interview location : ETA 1 - HCL Navalur - Block 1 , Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur , Chennai , Tamil Nadu, 600130 Note:

• Only for Immediate Joiners
• Only Work from Office

Job Location - HCL Navalur Shift timings - UK Shift (12:00 PM to 10:00 PM) HR Contact: Pradeep/ Nikita Designation:

• Mortgage Analyst
• Mortgage Senior Analyst
• Mortgage Team Leader

Years Of Experience:

• Analyst - Minimum 2-3 years on this role
• Senior Analyst - Minimum 3-5 years on this role
• Team Leader - Minimum 5- 7 years on this role

Qualification: Any Degree is Mandatory Job Description: Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Will be also responsible for managing the daily operations along with client handling who should be well versed and Central Securities in the Mortgage domain

• Experience in reviewing of collateral including in depth analysis of certificate of title security report, Loan drawdown requisition and Title of Deeds.
• In depth knowledge of Land Registry history, Re – Mortgaging documentation, Legal Property documentation reviewing.
• Should have experience in Analyze the Deeds documentation reviewing, I.e. Family home deceleration, Land Registry & Folio documents reviewing
• Experience in following up with Solicitors to ensure their satisfaction and resolve any issues
• Analyze all Property documents, Property or Land Ownership history and Size of Property, Title documents, appraisals and all applicable compliance documents.
• Complying with regulatory standards and laws related
• Review loan files for completeness and accuracy
• Review the eligibility of Property, Borrowers and Lenders law.
• Evaluate debt ratio, loan-to-value ratios, credit score, property valuation
• Identify risk factors, including fraud red flags to determine or verify misrepresentation
• Condition files for missing/ supporting documentation as needed
• Complete required trainings and assessments
• Knowledge in Commercial Real Estate will be an added advantage
• High level understanding of Mortgage, Commercial Mortgage Servicing, loan agreements and documentation
• Ability to build & motivate teams
• Ability to manage Client escalations and Client relationships
• Team mentoring & coaching individual associates who may fall below desired performance
• Continuously contribute towards process improvement
• Hold relevant experience

Perks and Benefits : MNC Cab facility (two way) (Upto 30 Kms Only) Salary : great in the industry Excellent working environment Free Cab for female employees International Trainers World class exposure How You'll Grow At HCL Tech, we offer continuous opportunities for you to find your spark and grow with us. We want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best. Throughout your time with us, we offer transparent communication with senior-level employees, learning and career development programs at every level, and opportunities to experiment in different roles or even pivot industries. We believe that you should be in control of your career with unlimited opportunities to find the role that fits you best. Why Us We are one of the fastest-growing large tech companies in the world, with offices in 60+ countries across the globe and 222,000 employees. Our company is extremely diverse with 165 nationalities represented. We offer the opportunity to work with colleagues across the globe. We offer a virtual-first work environment, promoting a good work-life integration and real flexibility. We are invested in your growth, offering learning and career development opportunities at every level to help you find your own unique spark.