HCL MEGA DRIVE FOR Residential Mortgage Underwriting Team Leader- Night Shift on 6,7,8 Feb 2025

HCL MEGA DRIVE FOR Residential Mortgage Underwriting Team Leader- Night Shift on 6,7,8 Feb 2025 PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCE Walk-in Details: Date: 6,7,8 Feb 2025 Timing : 11:00AM to 4:00 PM Interview location : TOWER 4 - HCL Elcot Sez, Sholinganallur, Chennai, Tamil Nadu 600119 HR Contact: Pradeep Designation: Residential Mortgage Team Leader (5 to 8 Yrs Exp)Designation: Team Leader Note : Looking for Immediate Joiners only Location – HCL Technologies, Elcot Sez, 602/3, 138, Medavakkam High Road, Sholinganallur, Chennai, Tamil Nadu 600119. Job Summary: This is a Residential Mortgage Underwriting process which involves a complete analysis of the loan parameters and the borrowers’ details pertaining to Income, credit and assets. Candidate shall be responsible for managing a team of underwriters and senior underwriters, ensuring on-time and quality of deliverables. Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted. Applies understanding of established guidelines, Fair Lending and all other regulatory requirements while utilizing prudent underwriting judgment and experience. Key words

• Residential Mortgage Underwriting
• Live underwriting
• Mortgage Decisioning
• Income Verification using Paystubs, W2s, 1099,1065, 1120
• Verifying Disability Income, Social Security Income, Alimony and Child support Income
• Credit report review
• Asset review
• Reviewing Bank statements, Investment statements, Gift letters

Responsibilities:

1. Ensure SLA adherence for all metrics
2. Guide the team towards the operational excellence
3. Provide the functional trainings to team
4. Maintain the Quality bench marks for deliverables
5. Handling client escalations & implementing preventive actions
6. Manage the flow of day-to-day operations
7. MIS & Reporting
8. Handles complex borrower escalations utilizing knowledge of specialized loan products
9. Should be able to suggest process re-engineering and improvement solutions.
10. Own and manage the team members’ performance, issues, concerns

Skills Required : Excellent reading and comprehension skills. Excellent decision-making skills that are backed by relevant details and research. Good analytical and audit skills. Good oral and written communication skills along with good listening skills Knowledge pertaining to the regulations governing mortgage lending. Logical and reasoning skills Ability to multitask. Must pay close attention to detail Self-driven, results-oriented with a positive outlook, and a clear focus on deliverables and high quality Minimum Requirements Bachelor's degree in any discipline preferably B. Com/BBA/MBA. 5 to 7 years of overall banking experience with a minimum of 3 years’ experience in residential Mortgage Underwriting for Conventional/FHA/VA loans of which 1 year should have been in a Team Leader capacity Demonstrated leadership experience Willingness to work in night shifts is a must. Perks and Benefits : MNC Cab facility (two way) (Upto 30 Kms Only) Salary : great in the industry Excellent working environment Free Cab for female employees International Trainers World class exposure How You'll Grow At HCL Tech, we offer continuous opportunities for you to find your spark and grow with us. We want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best. Throughout your time with us, we offer transparent communication with senior-level employees, learning and career development programs at every level, and opportunities to experiment in different roles or even pivot industries. We believe that you should be in control of your career with unlimited opportunities to find the role that fits you best. Why Us We are one of the fastest-growing large tech companies in the world, with offices in 60+ countries across the globe and 222,000 employees. Our company is extremely diverse with 165 nationalities represented. We offer the opportunity to work with colleagues across the globe. We offer a virtual-first work environment, promoting a good work-life integration and real flexibility. We are invested in your growth, offering learning and career development opportunities at every level to help you find your own unique spark.