Loan Associate
Full time
at Freedom Careers
in
Online
Posted on February 5, 2025
Job details
Opportunities:
- Base range: 55,000 - 60,000 Php per Month (based on experience)
- Full-time remote
- Day shift, Sydney, Australian Time zone
- 28 days of Paid leave in a year
- Annual Performance Bonus
- HMO
- Career growth
- Comfortable working on Zoom the whole shift
- 5+ years of experience in loan processing, preferably with experience in handling complex loan applications and SMSF loans.
- Strong understanding of the loan application process and relevant regulations.
- Proficiency in using loan processing software (e.g., Infinity, Hotspot) and online application platforms (e.g., AOL).
- Processing and valuations: Experience handling real estate transactions, processing, and ordering property valuations.
- Bank communication: Proven ability to effectively communicate and follow up with lenders to ensure smooth loan approvals.
- Missing information management: Skilled in promptly identifying and resolving missing information requests.
- MIR resolution: Strong ability to address and resolve missing information requests (MIRs).
- Servicing and service calculators: Familiarity with servicing options and service calculators related to real estate transactions.
- Pricing and valuation tools: Knowledge of pricing and valuation tools used in the real estate industry.
- Credit checks and reports: Experience conducting credit checks or working with Equifax reports.
- Collect and meticulously input data for complex loan applications, including SMSF loans.
- Review and organize submitted documents.
- Regularly update information in the Hotspot system.
- Verify and complete member details within the Infinity system.
- Proactively follow up and obtain missing or incomplete documents.
- Securely save and manage all relevant documents on Google Drive (Commencement).
- Accurately complete the Statement of Advice (SOCA) and Application Online (AOL) forms.
- Ensure consistency and accuracy of data between the Infinity system and AOL (Handover).
- Submit loan application forms via AOL, obtaining necessary broker consent.
- Assist brokers in promptly addressing MIRs from lenders.
- Verify information with lenders and diligently pursue outstanding documents.
- Ensure all necessary information and documentation are handed over to the settlements team upon formal loan approval.
- Initiate requests for property valuations and loan pricing.
- Windows 11 operating system or MacOS 13+
- 256GB Storage space - minimum
- 8GB RAM - minimum
- Dual Core CPU - minimum
- Camera: HD Webcam (720p)
- Headset: Noise cancelling (preferably)
- Internet Speed: 50 Mbps - minimum
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