Credit Analyst (2025 graduate)

About Wayflyer Our mission is to give the world access to the best products by empowering great brands to reach their growth potential. Today's consumer brands need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer. Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours. Since launching in April 2020, we've deployed over $4.5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic , Little Words Project and Kekoa Foods . Teams at Wayflyer are truly cross-functional. You'll be collaborating with ambitious colleagues from around the world - all striving to deliver on a huge opportunity. Check out this video to hear directly from them. What you’ll do

• Analyse financial & non-financial data of new and existing customers to gain an understanding of their business
• Understand and quantify the risks involved in running an eCommerce business and in Wayflyer providing funding to such a business
• Support and help co-ordinate regular calls with our customers to enhance our understanding of their business and funding requirements
• Work closely with management to build and implement new processes and products
• Support our sales and operations teams by understanding how they win and manage relationships with customers
• Learn about our existing loan portfolio, our portfolio management tools, knowing when to exit risky relationships etc
• Work with various departments and colleagues across the business

Knowledge, skills and experience:

• Essential:
  • You’ve completed (or are soon to complete) an undergraduate degree in Business/Finance/Economics/Engineering/Law/Computer Science
  • You can demonstrate a consistent and strong academic record
  • You have an interest in credit risk analysis and portfolio management
  • You are comfortable leading meetings and presenting your findings and recommendations
  • You think founder-first and have a passion for entrepreneurship and early-stage businesses
  • You are insatiably curious by nature and eager to understand the key drivers to operating a successful online business. You are inquisitive and love asking questions
  • You are ambitious, self-motivated, and eager to prove yoursel
• Preferred, but not essential:
  • You can analyse and understand financial reporting (e.g. management accounts / financial models) presented by companies
  • Experience in MS Excel and/or SQL
  • Studying towards (or intending to study towards) a professional accounting/finance qualification

What is important to point out is that you fit most or all of the above-mentioned criteria. On top of that, you’re amazing at prioritisation. You make sure you’re not spread too thin and give important tasks the attention they require. You spend your time on the things that make a positive difference. People get why you’ve chosen to say ‘yes’, ‘no’, or ‘not yet’, and are ok with it. What you’re like as a person and how you treat people is a big deal for us. People love working with you. You’re helpful and generous with your time and knowledge. People love helping you back. People know where they stand with you. You’re always looking to learn and grow, on a personal and professional level. And you’re always looking to help others learn and grow by sharing your own knowledge and experience. You know why diversity, equality, inclusion and belonging matters, and speak up when we can do better. What happens next We’ll review and respond to every application we receive. If we’re interested in taking your application further, we will be in touch to find out more about you and what you’re looking for. What perks and benefits do we offer?

• A busy & sociable HQ in central Dublin
• An opportunity to learn quickly and make a real and measurable contribution to the team
• Equity scheme - so you can share in our collective success!
• Work remotely abroad for up to 60 days a year
• Flexible working arrangements that value work-life integration
• Home working equipment
• Private healthcare
• Pension plan
• Generous paid leave + public holidays
• Supportive parent policies
• Support for Continuous Professional Development (CPD)

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