Job details
Job Description To primarily be responsible for ensuring that the budgeted numbers of BancTakaful sales within the assigned region are achieved with the assistance of the sales team. Key Responsibilities:
- Achieve the set sales targets for the assigned region on a monthly basis by regularly tracking and reviewing performance of the sales team.
- Manage, retain and develop business relationships in order to enhance the sales volume and business growth.
- Ensure cross selling of other DIB products to existing customers to increase the fee generated.
- Ensure adherence to credit parameters and products manuals to improve/maintain the quality of the business within acceptable limits, minimum TAT & high level of customer service.
- Review and provide regular Sales reports and market feedback to the management to facilitate decision making to improve the quality, performance and competitiveness of the bank’s products and services.
- Ensure that all sales activities and documentation comply with DIB SOP manuals, regulatory and audit requirements, and sharia principles.
- Ensure all ethical sales processes and procedures are executed while selling in line with the Sharia standards and guidelines, and products are being sold according to the appropriateness and realistic customers' income suitability/needs.
- Maintain a high level of portfolio credit quality across the allocated sales portfolio by reducing the Non-performing loans ratio.
- Monitor the activity of the sales team and motivate and provide guidance to develop/improve their skills and productivity by arranging on-the-job training and other training initiatives.
- Minimum Diploma/High Diploma and above.
- Minimum 3 to 4 years’ experience in BancTakaful Sales Function preferably in reputed banks & Financial institutions.
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