Relationship Manager Liability Sales
Full time
at a Laimoon Verified Company
in
Pakistan
Posted on January 30, 2025
Job details
What is Relationship Manager Liability Sales - MMBL?
- Skilled in business planning, retail banking, customer behavior and distribution.
- Ability to work under pressure.
- Presentation skills.
- Customer focused.
- Leadership ability.
- Proficient in MS Office.
- Ability to work in a team.
What Relationship Manager Liability Sales - MMBL does?
- Responsible for driving and managing the execution of sales strategy and customer acquisition process to meet and exceed portfolio growth and cross-sell targets.
- Ensure overall assigned portfolio targets are met.
- Ensure targeted percentage of portfolio mix between CASA and Term Deposit is achieved.
- Identify target customers locally to establish potential business.
- Achieve fairly priced deposits to support liability growth by complying with State Bank guidelines.
- Establish and maintain good relationships with key potential clients and develop these into successful, ongoing business relationships.
- Acquire new portfolio to maximize sales performance to achieve revenue targets through Liability products.
- Ensure liability mobilization over a large number of accounts to minimize concentration risk and volatility in the portfolio.
- Expand revenue by marketing new products and services to existing and new clients.
- Continuously benchmark competition and track market developments.
- Ensure objectives are met within Bank policies, procedures, and maintain coordination with internal units.
- Ensure deposit mobilization and NTB account opening.
- Provide the highest level of customer service.
- Possess a good understanding of Liabilities products and their workability.
- Handle activities ranging from identifying clients' financial needs and providing need-based solutions.
- Self-starter and self-motivated.
- Outstanding presentation, communication, and interpersonal skills.
- Maintain good relationships with clients to maximize business value.
- Identify key contacts at potential client companies to establish relationships.
- Participate in one-on-one meetings with clients to explain services and guide their choices.
- Understand clients' problems and challenges and identify ways to better address those needs.
- Grow the business by identifying new sales and business development opportunities.
- Seek opportunities to cross-sell or upsell to existing clients.
- Monitor and assess competitors' activities to proactively satisfy and retain clients.
- Provide excellent service to maintain a positive reputation for the business.
- Resolve any customer complaints promptly and professionally.
- Set revenue targets and develop and execute a strategy to meet them.
- Complete any task or assignment assigned by Line Manager efficiently and effectively.
What are we looking for?
- Bachelor's degree from a reputable institution in business administration, commerce, accounting, marketing, economics, or finance. MBA preferred (Subject to approval).
- Minimum of 3 years of relevant work experience in sales planning, management, and operations within retail/consumer banking.
About MMBL:
Mobilink Microfinance Bank Ltd. provides banking services to over 42 million registered users, including 16+ million monthly active customers across Pakistan. With a hybrid model combining traditional microfinance and mobile/digital banking technologies, the bank operates over 100 branches and 200,000 branchless banking agents, providing a range of services to promote financial inclusion.Why Join MMBL?
This is an opportunity for someone passionate about making a difference and playing a key role in driving transformative change. Our team is dedicated to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor. #J-18808-Ljbffr Marketing & MediaApply safely
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