Mortgage Underwriter Trainee (ZR_19273_JOB)

BruntWork | Full time: 35 paid hours per week or more

Mortgage Underwriter Trainee (ZR_19273_JOB)

• Work Timezone - Must be a City eg London Woodbridge, ON
• Work Schedule Fixed Schedule
• Job Type Full time: 35 paid hours per week or more
• Date Opened 01/20/2025
• Remote Job
• Industry Other

Job Description

This is a remote position. Job Highlights:

• Monday to Friday 9am to 6pm Eastern (10:00 PM to 7:00 AM Manila Time) with an hour unpaid break

Responsibilities:

• Application Review: Assess and analyze mortgage applications to determine client eligibility and creditworthiness.
• Documentation Verification: Ensure accuracy and completeness in application documents and verify client information to comply with industry standards.
• Regulatory Compliance: Maintain an understanding of Canadian mortgage regulations, with a focus on Ontario requirements, to ensure all loan decisions meet legal and regulatory guidelines.
• Client Communication: Communicate effectively with clients and team members, both in writing and verbally, to facilitate the mortgage approval process.
• Calendar and Meeting Coordination: Schedule and manage appointments, coordinate meetings, and assist with other organizational tasks as needed.
• Data Management: Accurately input and maintain client records within the CRM software and other virtual tools, ensuring all data is up-to-date and precise.
• Decision Documentation: Document underwriting decisions thoroughly and track outcomes to support risk management and compliance.
• Continuous Learning: Stay updated on industry changes, mortgage underwriting standards, and any software or tools used in the underwriting process. Participate in ongoing training as needed.

Requirements

• Experience: Prior mortgage industry experience is preferred, but not required. Candidates should have a willingness to learn mortgage lending processes.
• Analytical Skills: Ability to perform detailed financial analyses and assess client creditworthiness.
• Attention to Detail: Precision in reviewing and processing documentation to ensure accuracy in loan decisions.
• Regulatory Knowledge: Familiarity with Canadian mortgage regulations, particularly in Ontario, is an asset. Training will be provided.
• Tech Proficiency: Comfortable with CRM software, Microsoft Office Suite, and virtual collaboration tools.
• Communication Skills: Proficient in English, both written and verbal, for effective client and team communication.
• Organizational Abilities: Strong time management skills, with the ability to manage calendars, coordinate meetings, and handle documentation efficiently.
• Availability: Must be available to work during Ontario business hours or have overlapping availability.

IMPORTANT: For accounting-related, data/reports analysis jobs, please complete the EXCEL TEST as well. Please note that since this is a permanent work-from-home position and an “Independent Contractor” arrangement, candidates must have their own computer and internet connection. They will handle their own benefits and taxes. The professional fees are on hourly rates and depend on performance in the application process. #J-18808-Ljbffr