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Home Canada Mortgage Underwriter

Mortgage Underwriter

Full time at BJRC Recruiting in Canada
Posted on January 25, 2025

Job details

Our Client

  • Is a company that focuses on residential and commercial mortgages across Ontario.
Responsibilities
  • Responsible for underwriting residential mortgages and ensuring all conditions and guidelines are being adhered to based on the Company Credit Policy
  • Being proficient with submitting deals on the CMHC emili system and remain up to date on any CMHC policy and procedure changes
  • Possess a comprehensive understanding of the Alt-A mortgage business and how it relates to the negotiation of pricing within the broker industry
  • Demonstrate strong credit decision-making and sound risk assessments by evaluating, analyzing and reviewing each mortgage application
Requirements
  • Minimum of 2 years of experience in the mortgage industry, preferably in the Alt-A/B mortgage market
  • Post-secondary degree or diploma, preferably in a financial field
  • In-depth knowledge of current AML/ATF/KYC practices and fraud risk in the mortgage industry
  • Ability to perform under pressure, as well as the ability to address concerns related to misrepresentation or suspected fraud
  • Excellent customer service, organizational, multi-tasking skills, as well as strong attention to detail.
  • Superior written and verbal communication skills.

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