Mortgage Underwriter

The overall responsibility of the role is to take ownership of allocated cases from inception through to completion. Key Accountabilities

• Enter and update borrower data on Fusion lending platform.
• Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
• Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
• Provide concise and accurate updates to brokers.
• Proactively chase brokers for outstanding requirements.
• Ensure all underwriting is in line with Company policy and within regulation.
• Ensure that all cases are Underwritten within the Groups Risk appetite.
• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
• Maintaining a pipeline of cases, overseeing cases from inception through to completion.
• Maintain broker relationships that are integral to the growth for WOSL.
• All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.

• Ability to work as part of a team.
• Pass internal competency tests post induction.
• High attention to detail.
• Good written and verbal communication skills.

• An understanding of FCA regulation.
• Experienced in Underwriting 1st or 2nd Charge or BTL mortgage applications.
• CeMAP (desirable, not essential).

• Flexible
• Articulate
• Well organised
• Robust and comfortable working to deadline and under pressure