Junior Creadit & Consumer Financing Officer

Junior Credit & Consumer Financing Officer

Join the Team at ABYAT - Your Gateway to Retail Excellence! About us Are you ready to be part of the largest retail store in the Middle East? ABYAT , spanning an impressive 22,000 square meters and offering over 22,000 products, is your one-stop destination for all things home improvement and more. From elegant tiles and captivating wallpapers to state-of-the-art lighting solutions and stylish kitchen fixtures, we pride ourselves on offering a diverse array of top-quality products under one roof. Established locally with a vision for excellence, ABYAT has been setting benchmarks since its inception in September 2005. With an unwavering focus on our customers, we've crafted an experience that revolves around their needs, from our meticulously designed store layouts to our unparalleled service offerings. Expanding beyond our roots in Kuwait, ABYAT is now making waves in Saudi Arabia and setting our sights on Qatar and the UAE. As we continue to grow, we're seeking passionate individuals to join our dynamic team and contribute to our journey of success. Position : Junior Credit & Consumer Financing Officer Type : Full-time Role : The Junior Credit and Financing Officer will be responsible for supporting the credit evaluation and financing processes. This includes verifying credit applications, assessing financial documentation, and ensuring timely processing in line with company policies. The role requires strong attention to detail, accuracy, and the ability to interact effectively with internal and external stakeholders. Responsibilities :

1. Review and process credit applications by verifying customer-provided documents and information.
2. Conduct initial credit checks and assessments under the guidance of senior officers.
3. Ensure applications are processed accurately and within the set SLA timelines.
4. Verify customer information, including financial statements, identification, and references provided in credit applications.
5. Communicate with customers to clarify and validate submitted details as needed.
6. Assist in assessing credit risks in accordance with company credit policies and guidelines.
7. Support senior officers in recommending credit approvals, modifications, or rejections based on findings.
8. Accurately input credit application data into the system and ensure records are up to date.
9. Prepare reports on credit applications, approvals, rejections, and pipeline status for management review.
10. Respond to customer inquiries regarding credit terms, limits, and account status.
11. Provide professional and timely communication to internal teams and external clients.
12. Escalate complex issues to senior officers or management when necessary.
13. Ensure all credit processing activities comply with company policies and regulatory requirements.
14. Maintain confidentiality and accuracy in handling sensitive financial information.

Qualifications :

1. 0-2 years of experience in credit processing, financial services, or a related role.
2. Familiarity with credit verification processes and financial documentation is a plus.
3. Internship experience in credit, banking, or financing operations is an advantage.
4. Strong communication skills to interact effectively with customers and internal teams.
5. Ability to work under pressure while maintaining attention to detail.
6. Proficiency in Microsoft Office Suite (Excel, Word, Outlook).
7. Basic knowledge of credit policies, financial documentation, and risk assessment.
8. Strong organizational and time management skills.
9. Bachelor’s degree in Finance, Accounting, Business Administration, or a related field.

Seniority level

Associate

Employment type

Full-time

Job function

Finance, Accounting/Auditing, and Customer Service

Industries

Financial Services and Banking #J-18808-Ljbffr