Branch Manager Liability Sales

What is Branch Manager Liability Sales - MMBL?

A Branch Manager in Liability Banking is a senior-level position responsible for overseeing the operations of a bank branch, focusing on managing Liability products and services. They lead a team, ensure compliance, and drive Liability growth while providing excellent customer service.

What Branch Manager Liability Sales - MMBL does?

1. Create environment and team spirit for achieving financial and service level objectives.
2. Achieve self-funding status of the branch by gradually creating a pool of Liability at affordable mix CALSA / SA / TD (Individuals & Corporate) and take full responsibility of the branch as a revenue center.
3. Take full measures to ensure economy in expense and set standards of frugality to meet the dynamics of branch business.
4. Act as a Liability Banking Officer, manage the customer funds in most efficient manner and arrange approvals where required.
5. Responsible for the functioning of branch in all aspects including operational and administrative functions so that customers must get uninterrupted banking services in a perfect ambiance.
6. Organize work and Liability mobilization resources in such an efficient manner that everyone is productive enough for achieving overall targets of the branch.
7. Keep the Head count of assigned Relationship Manager – Liability intact all the time so that hiring firing process may not affect loss of business.
8. Coordinate with Area Manager – Liability Sales for road shows, feet on street, marketing activities under the leadership of Regional Manager – Liability Sales.
9. Ensure head count planning with Relationship Manager – Liability Sales required for onboarding Brand Ambassadors / Free Lancers.
10. Ensure to develop a team of minimum 10 Brand Ambassadors / Free Lancers.
11. Keep a close eye on activities of Relationship Manager and team of his free lancers so that no financial or repute loss is faced by MMBL in present or future.
12. Manage the sales process in such a manner to exceed Liability targets of branch with self-contribution and team efforts collectively as per desired product mix of CALSA / TD on monthly/quarterly/ yearly basis.
13. Ensure to maintain daily NTBA run rate for increasing branch Liability base.
14. Ensure the execution of financial/ functional transactions with utmost efficiency and retaining the integrity of the process for all the Liability customers.
15. Keep close coordination with Operations for planning and execution of cash so as to ensure its optimum availability to meet the customer’s requirement without unnecessary delay and avoiding inactive/ non- productive cash holding.
16. Arrange training for the Liability mobilization staff to build their professional and leadership potential.
17. Undertake self-assessment on regular basis, accept the Liability relationships with due diligence to help the branch in meeting all the regulatory requirements, prepared for internal / external / SBP audits at any time.
18. Take full responsibility of bank’s reputation in all functional areas, particularly the integrity of the human resource, information security, and financial transparency.
19. Maintain the requisite MIS in the branch to monitor the daily productivity in Liability, withdrawal, number of transactions and record the error rate.
20. Monitor the quality and service indicators at regular basis and ensure their improvement to meet the business objectives.
21. Maintain liaison with the community and build brand image of bank as a world class microfinance bank.
22. Ensure that the maintenance and cleanliness of branch at all times commensurate with the image of bank and meet the service quality standards / KPIs of the bank.
23. To execute any other task or duty advised by Line Management from time to time.

What are we looking for and what does it require to be Branch Manager Liability Sales - MMBL?

1. Hold a minimum of Bachelor’s degree in marketing, finance, economics or commerce from a reputable Institution. MBA will be preferable.
2. Have a minimum of 5 years of relevant work experience in branch banking or especially 2 years in Liability mobilization team.

Job Locations:

About MMBL: Mobilink Microfinance Bank Ltd. is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion. MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

Why Join MMBL?

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor. #J-18808-Ljbffr