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Home UAE Senior Mortgage Advisor

Senior Mortgage Advisor

Full time at a Laimoon Verified Company in UAE
Posted on December 25, 2024

Job details

Extensive knowledge in the below fields is:Central Bank regulations on Mortgage Provision in UAE - Residents/Non ResidentsOff Plan/Completed properties.Banks documentation to assess customer profile:Various Banks in UAE - Conventional/Islamic and their policies and procedures with detailed documentation requirement to apply for a mortgage.Calculation of DBR - Debt Burden Ratio that determines how much a customer can get a mortgage.Understanding of customers' Credit Report - scoring and how to improve if there are any issues like overexposed credit cards/personal loans, etc.Credit norms of banks - Property Details/status of completion.Understanding of Damac Projects:LocationStatus of completionHandover statusCurrent banks valuation for such properties.Training on Salesforce:To register and raise a request for a customer.Follow up and track banks' requirements.Upload and close file to other departments upon approval.Track status of DSR - Developer Self Registration - to close bank approval and collect our payment.Financial SoftwareCustomer ServiceConfidentialityAnalyzing InformationPrecision and reliability; ability to work autonomously.Education & Experience:Experience in Banks Broker Channel is a must.5-10 years of progressively responsible professional experience in Mortgage.

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