Risk Manager
Job details
We are looking for the Portfolio Risk Manager for the Retail Mortgage products (LAP, Micro LAP, HL background candidate). Candidate should have minimum experience in this role should be 3-4 years. Preferred qualifications - CA, MBA, CFA Job Responsibilities for this role are:
- Portfolio management of Retail Loan Asset book (HL, LAP, MLAP etc.) – portfolio analysis & management, monitoring of various risk triggers, in order to effectively assess and manage the risk. This involves implementing corrective action based on portfolio performance.
- Launch of new policy program and amendment to existing program on account of changes in business environment, regulatory requirements, portfolio performance, business requirements.
- Preparation of monthly Risk decks/newsletters to various stakeholders.
- Creation and monitoring of policy as per the RBI guidelines.
- Monthly discussion with stakeholders (Business, Product, Credit, Collections etc.).
- Use of analytics for improvement of bad rate (delinquencies).
- Handling internal audit as well as RBI audit queries.
- Responsible for execution of BRE/system related changes.
- Publishing Bounce and Post Disbursal Document MIS and regular discussion and monitoring for improvement.
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