Credit Intelligence Analyst II
Job details
Capitec Bank is a South African commercial bank. As of February 2017 the bank was the third largest in South Africa with 120,000 customer opening new accounts per month.
To simplify banking, we've developed an all-inclusive banking solution. Global One is the one solution that enables you to transact, save and access credit in realtime. We also believe in harnessing the power of technology to make each interaction easier and simpler. We do everything we can to ensure that our clients have access to transparent and affordable banking services. When you bank with us, there are no hidden costs. We're committed to making sure that you have a clear understanding of exactly what you're paying for. Why shouldn't you have access to your cash when and where you want it? Whether you prefer Remote Banking, ATM transacting, drawing cash from tills at your local supermarket or coming into one of our branches, the way you access you cash is entirely up to you.Purpose Statement
Assume end-to-end responsibility for a credit intelligence workstream through:
Leading and guiding the delivery of complex analytical output.
Leading the identification, development, implementation and maintenance of new credit intelligence strategies and solutions
Address business problems relative to credit intelligence workstream.
Building and maintaining new statistical models to inform credit intelligence decision making.
Providing guidance and technical oversight to junior team members
Experience
Minimum:
4 - 6 years' experience in retail credit analysis (including programming in SQL / SAS / R / Python, descriptive and diagnostic analytics, statistical modelling, and data visualisation).
In case of Honours degree: 3 - 5 years' experience in retail credit analysis (including SQL programming and descriptive analytics).
Credit intelligence performance and optimisation.
Ideal:
Experience in assuming a leadership role during a project.
Customer Value Management (CVM) and Rewards
Capitec Bank experience
Qualifications (Minimum)
Bachelor's Degree in Finance or Statistics
Qualifications (Ideal or Preferred)
A relevant post graduate degree in Finance or Statistics
Skills
Communications Skills
Leadership Skills
Presentation Skills
Reporting Skills
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