Senior Software Engineer (Payments)
Job details
Pluto is a modern financial operating system for global businesses. We combine our global payments infrastructure with intelligent workflow automation to provide businesses with unparalleled insights, control, and automation over their payments. Pluto is a venture-capital funded company backed by top-tier Silicon Valley investors and built by folks from some of the best technology institutions in the world -- Google, Shopify, Square, PayPal, Cash App, Uber, Y Combinator, and more. We are reinventing corporate finance for the modern age and are solving challenging problems in the B2B payments space. With a stronghold in Dubai (UAE) and sights set on expansion, we're now looking for a seasoned Senior Software Engineer to help shape our next chapter.
What You’ll Do
- Design and develop Pluto’s flagship products and build complex, resilient payments infrastructure.
- Play a pivotal role in architecting and building critical payment processing, ledgering, and financial reconciliation systems.
- Architect and implement robust integrations with various payment rails and financial APIs.
- Lead the development lifecycle of features and work streams from design to deployment.
- Become a voracious problem solver who can tackle difficult issues on tight timelines, manage cross-functional dependencies and set an exemplary bar for engineering within the organization.
- Write and maintain clean, maintainable, and testable code, leveraging design patterns and architecture where appropriate.
- Participate in code reviews, pair-programming sessions and provide constructive feedback to peers.
- Develop a strong understanding of the domain and bring a deep product and design mindset while building solutions.
Bonus Points
- Previous work experience in the banking or fintech.
- Familiarity with financial industry frameworks and technologies such as payment gateways, transaction processing systems, or financial messaging protocols (e.g ISO 20022, ISO8583, SWIFT, SEPA, or Open Banking APIs).
- Familiarity with cloud platforms such as AWS or Azure and experienced in deploying and managing applications in a cloud environment.
- Experience with Kubernetes or other container orchestration platforms.
- Experience with JVM tuning, configuration & metrics.
Our Tech Stack
- Frontend: React, TypeScript.
- Backend: Kotlin, GraphQL, Temporal.
- Database: Postgres, AWS Aurora.
- Infrastructure: AWS, Kubernetes, Terraform.
- Observability: Datadog, Cloudwatch, Lightstep.
Who We're Looking For
- 5+ years of professional experience as a software engineer (with a focus on payments/fintech).
- Extensive experience in developing and integrating with banking and card scheme protocols.
- Experience in working with third-party APIs and integrating external financial services into backend systems.
- Mastery in at least one programming language (e.g Kotlin, Java, Go, Scala, Rust).
- Deep understanding of relational and non-relational databases and distributed systems.
- Strong grasp of SQL and relational data modeling.
- Experienced with API design and development (e.g GraphQL, REST, RPC).
- Experience in designing and developing scalable, secure and reliable backend systems.
- Strong understanding of SDLC, software design principles, architectural and integration patterns.
- Strong problem-solving skills and ability to analyze and debug complex software systems.
- Excellent communication and collaboration skills, with the ability to work effectively in cross-functional teams.
Our Values
At Pluto, we live by the following core values:- Directly Responsible Individuals (DRI) : We empower team members with autonomy to own their projects and outcomes fully, fostering a culture of accountability, clarity and outsized impact.
- Clear Communication : At Pluto, we emphasize clear, transparent communication as fundamental to our success.
- Systems Thinking & First Principles Reasoning : We love to deconstruct problems and innovate from the ground up.
- Fact-centric : We are intentional about questioning our assumptions, and bringing the facts to focus by diving into the data.
What We Offer
- Competitive compensation & stock options so you have skin in the game.
- Remote-first work environment.
- We'll ship you a new MacBook.
- Monthly fitness benefit up to $100 USD.
- Home-office budget up to $1000 USD.
- Discretionary learning budget.
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