Manager - Credit Risk
Job details
Job DescriptionJOB PURPOSEAssist the Head of Credit Risk in managing the Credit and Investment risk desk at APICORP by identifying, analyzing, measuring & reporting based on approved policies & procedures. Analyzing the proposed both Corporate Banking and Investments proposals, tracking credit risk limits and key risk indicators and managing analytical models & tools associated with credit risk. Perform middle office controls for the Treasury business portfolio.DUTIES & RESPONSIBILITIES§ Carrying out a detailed credit analysis of the Credit and Investment proposals, including financial modelling, analysis, projections, valuations and industry & peer analysis.§ Monitoring financial markets and news for information that would impact the value of credits and investments (private equity and listed).§ Assist with the monitoring and reporting of credit exposure/risk in line with internal policies and risk appetite - escalation of breaches as appropriate.§ Ensure the effective administration of the credit portfolio and monitoring of credit limits.§ Monitor market indicators to ensure complete awareness of market conditions and trends and identify any alert/caution areas in APICORP's Corporate Banking and Investment portfolio.§ Maintaining good stakeholder engagement with key partners around the organization, particularly Corporate Banking, Investments and Portfolio Management, to facilitate the smooth process of the credit approval process.§ Support the Head of Credit reviews to minimize risk.§ Supporting the continued evolution of reporting and analytics, aligning with emerging trends or changes in portfolio and strategy.§ Identifying opportunities to automate or enhance existing reporting and analytics.§ Overall management of credit portfolio, completing credit risk review memos, assessing risk-return investment and preparation of executive committee minutes.SkillsQUALIFICATIONS & SKILLS§ Bachelor's/Master's degree in a quantitative or analytical field such as Economics, Engineering, Mathematics, Business Management or Finance preferred§ CFA/FRM would be highly desirable§ Minimum 5+ years' experience in Credit Analysis in Financial Services. Commodities and Investment risk experience are beneficial.§ Strong technical credit analysis skills (including financial statements analysis, sector research, and peer analysis).§ Knowledge of credit risk management tools, Excel-based data modelling, Data extraction, and modelling through Bloomberg and other information channels§ Excellent written and verbal communication skills, high accuracy, attention to detail and team working skills§ Knowledge of banking products from a credit risk perspective, including global markets treasury/FX products and trade finance§ Extensive working knowledge of financial modelling and analysis.§ Monitoring financial markets and news for information that would impact the value of credits§ Active member of the collegiate team§ Ability to plan to ensure deadlines and urgent transactions prioritized complete reviewsJob DetailsJob LocationRiyadh, Saudi ArabiaJob RoleBankingPreferred CandidateCareer LevelMid CareerYears of ExperienceMin: 5DegreeBachelor's degree
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