Manager, Retail Credit Policy

Responsibilities:

• Develop and maintain credit policy for unsecured retail lending products
• Implement and improve a digitalized credit process
• Capable of managing and improving the SOP of unsecured retail lending across the different stages (i.e. Collection, Approver, etc) to avoid the potential deficiencies 
• Assist the risk leader to cooperate with Compliance and Legal teams to resolve the policy-related incidents
• Raise requirement for credit decision engine setting according to policy
• Support new business launch and work with business units
• Carry out routine TU management
• Handle regulators' and auditors' requirements

Requirements:

• Degree holder in risk management, finance, statistics, or related discipline
• Minimum 3 years of experience in retail unsecured lending policy development
• Experienced in handling the HKMA's regulatory requirements/policy-related incidents in unsecured lending products
• Have successful examples in handling large-scale credit and/or risk projects
• Understanding of culture and environment of virtual banks is more preferable
• Good command of written and spoken English and Chinese, Putonghua a plus
• Applicants with more experience will be considered for the Senior Manager position

Applicants who are not invited for an interview within the 8 weeks after submission of application may assume their applications unsuccessful. We may review applications received for suitability for other posts within the Company. All personal data provided will be treated in strict confidence and used strictly for recruitment-related purposes only. We shall retain the personal data of unsuccessful applicants for a period of 24 months upon receipt of such application.