Portfolio Risk Manager

Job Summary: Portfolio Risk Manager should have a proven background in credit risk for customer creditsuch as Credit Card, BNPL / Buy Now Pay Later, fintech or a modern tech-enabled bank withstrong skills in credit policy, credit servicing, and loss forecasting combined with strongdata-centric skills with SQL, Python, and strong understanding of statistics & machinelearning modeling. Client Company information: Our clienthas two different risk-based products - insurance and credit. The Portfolio RiskManager will be working to optimize the company's overall risk while ensuring thecommercial and financial viability of its products. Duties and Responsibilities:

• Being the first-person in the Risk function, Portfolio Risk Manager will have theopportunity to develop this function and build a team.
• Responsible for monitoring, optimizing, and the overall performance of the credit andinsurance portfolio.
• Help define companys risk objectives and create companys risk policies.
• Create companys credit scoring model and help maintain a balance between initialadoption, risk assessment and churn management.
• Work with the Tech team to implement tools and systems to measure, monitor andmanage risk.
• Work with the Analytics team, Tech team and Products team to help develop newproducts and improve existing products.
• Provide inputs to the Pricing team to ensure pricing of the products capture the risk.
• Use advanced data analytics and critical thinking to derive insights and optimize creditstrategies.
• Monitor portfolio in line with macroeconomic trends impacting risk performance, andmake changes to underwriting and marketing strategies.
• Consumer credit experience such as credit card, BNPL, fintech required (NOT businesscredit experience).
• Startup or scale up fintech or BNPL or tech-enabled banks, inclusive customer credittech businesses, virtual credit cards etc.
• 7+ years of credit risk experience and a focus on consumer credit experience.
• Should have experience of managing at least 3-4 employees.
• Strong skills in building credit policy, credit servicing, and loss forecasting.
• Proven ability to manage a consumer credit portfolio.
• Deep understanding of statistics and machine learning modeling.
• Demonstrated ability to drive impact through analysis of data.

Experience: 7 years Location: Lahore Salary: Paid in USD (Tax Free) About the job: HR Ways is a Tech Recruitment Company that helps candidates like yours, make it into world's & Pakistan's largest & Top Product platforms. With HR Ways, your recruitment process becomes seamless as we connect you with top employers for quick interviews and easier than ever on-boarding process. We also help you get the best deals and 360 Analysis of the company that you'd like to join. And oh, we recently placed Engineers in Emirates & Ebay!#J-18808-Ljbffr