Senior Credit Officer

Our client is a large, established corporate bank with a strong presence across the region. They currently seek a Bahraini or KSA National to work in their Bahrain business as a Senior Credit Officer. Main Scope of Duties and Responsibilities: - Approval of credit applications, transactions, exceptions and other extension of credit within his delegated credit approval authority and as required by the bank's credit policies and procedures. - Ensure that the bank’s overall credit under-writings are in strict adherence to the relevant regulatory requirements. - Support the Chief Credit Officer (CCO) and Chief Risk Officer (CRO) in establishing and embedding a strong risk management culture, which promotes good and thorough analysis, sound judgment, undoubted integrity of processes and decisions, well thought out flexibility and appropriate balance between risk and reward, within the bank. - Monitor and manage the credit portfolio under his direct responsibility in a manner that sustains a high credit quality and minimizes non performing loans. - On an ongoing basis, participate in the coaching and training of credit officers, products specialists and relationship managers. - Reports directly to the Chief Credit Officer (CCO) Minimum Qualifications & Experience Requirements: - MUST be a Bahraini or KSA National - Minimum of ten (10) years relevant lending and credit-related experience, the last three (3) years of which are in a credit approval role. - Appropriate risk training, including an acceptable course in early problem recognition and remedial management - Experience in different business, functional and/or geographic environments. - Sound knowledge of the relevant customer, industry and product range. - Remedial management experience. - Acceptable track record with respect to individual exposures and/or portfolios that have been approved by the individual or have been under his or her responsibility. Technical Credit Skills - Sound knowledge of credit policies and practices and the ability to apply them in practice. - Sound knowledge of macroeconomic factors and country/sovereign risks and policies. - Sound knowledge of portfolio management techniques and risk rating policies.Sound knowledge of the legal environment and documentation requirements. Risk Assessment Skills - Superior credit risk assessment skills, including counter-party analysis, transaction origination and structuring, early problem recognition and effective remedial management. - Sound knowledge of credit risk planning and monitoring, including target marketing, portfolio planning, and scenario planning. - Sound knowledge of price, liquidity and underwriting risks and of market risk policies. - Sensitivity to and awareness of strategic, franchise, reputation and compliance risks. About The Company Mackenzie Jones Middle East has decades of HR, Marketing, Finance & Accounting, Sales, Secretarial & Business Support, Management Consulting and Engineering recruitment expertise. Along with a deep understanding of key market sectors and regions, we never forget to treat clients, companies and candidates as individuals who have unique needs. So we always listen, constantly learn, occasionally challenge and frequently advise. It’s all part of a service renowned for its courtesy, consideration and dedication. Based in Dubai since 2006, our office covers the GCC and Levant countries and with the right regional expertise, we are the leading specialists. We’re growing rapidly because people appreciate our honesty, commitment and results. Areas of specialties we recruit for are: Human Resources, Finance & Accounting, Marketing, Sales, Secretarial & Business Support, Executive Search, Banking & Financial Services, Management Consulting and Engineering. #J-18808-Ljbffr