Credit analyst
Job details
Review financial statements and other relevant documents to assess the health and stability of the buyer. Analyze income statements, budgets, cash flow statements and ratios to determine the buyer's ability to meet debt obligations. Evaluates buyer's creditworthiness based on analysis of financial data, industry trends, market conditions and other relevant factors. Make recommendations regarding approval, denial, or modification of a credit application based on risk assessments, determining appropriate credit limits, collateral requirements, and appropriate payment terms. Conduct comprehensive background checks on clients, including verifying their identities and documents, evaluating their payment histories, reviewing credit reports, and evaluating any red flags or potential risks. Prepare detailed credit reports and maintain accurate records of credit analyses, decisions and related documentation. Communicate results and make recommendations to the sales team, sales/business development managers and other stakeholders. Required profile of candidates Bachelor of Commerce - Preferably Certified Accountant (CMA/CPA) Having a master's degree will be an added advantage. Analytical and problem solving Good communication and interaction skills • Working knowledge in ERP environment (D365, Oracle and Hyperion). Microsoft Dynamics preferred Previous professional experience of at least 4 years in credit control Disclaimer: Drjobs.ae is only a platform that connects job seekers and employers. Applicants are advised to conduct their own independent research into the credentials of the prospective employer.We always make certain that our clients do not endorse any request for money payments, thus we advise against sharing any personal or bank-related information with any third party. If you suspect fraud or malpractice, please contact us via contact us page. Our goal is to make hiring as easy as possible. We find the right talent for every company, ensuring that each candidate finds a job they enjoy. Dr.Job FZ LLC provides 360-degree AI-powered recruiting and job search solutions. If you are looking for a job and haven't found your chance yet, you can upload your profile on our website and find thousands of opportunities globally!Our platform gives you the flexibility you need to thrive in today's market by allowing you to apply for all different kinds of jobs, whether they are full- or part-time, remote or on-site. #J-18808-Ljbffr
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