Manager/Senior Manager, Credit Risk（FI/Wholesale)

Responsibilities:

• Evaluate and approve credit applications of wholesale lending, including Financial Institution Counterparties, Large Corporates, and SME
• Ensure all credit applications are complied with regulatory requirements and the Bank's policies, procedures and guidelines
• Assist to formulate and enhance wholesale credit risk assessment policy and guideline
• Assist to formulate risk management policies and governance standards
• Highlight and identify exceptions and deviations against the Bank’s credit policies, standards, terms and conditions offered to corporate borrowers;
• Identify early warning signals and monitor creditworthiness of corporate borrowers to take prompt risk mitigation actions and minimize potential credit loss

• Bachelor degree in Accounting, Quantitative Finance, Finance, Risk Management or related disciplines
• Professional qualification such as CPA, CFA, FRM, HKIB – CRM is a plus
• At least 5 years of relevant experience in wholesale lending; experience in credit approval of SME lending is preferable
• Demonstrated understanding in local rules, regulations, market practice and approval standard is required
• Sound knowledge in wholesale lending products, accounting principles and financial statement analysis is required
• Experiences in using Bloomberg, Factiva, credit model development, stress testing and ICAAP are preferable
• Self-motivated and detail-minded with strong risk control sense
• Strong attention to details with excellent analytical and quantitative skills
• Good command of written and spoken English and Chinese (including Putonghua)