Commercial Product Underwriting Specialist - Remote
Job details
We're Mobilitas, a commercial insurance company created by CSAA Insurance. Our mission is to reinvent commercial insurance in the mobility space by providing technologically advanced solutions for today’s way of doing business. At Mobilitas, we believe in what's possible, we use our inventive skills to create new opportunities - we're not chasing the status quo, we're chasing a shared vision. We’re looking for motivated, innovative individuals who think big, move fast, and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company. We’re excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance. We are actively hiring for a Commercial Product Underwriting Specialist!
*Your Role: *
As a Commercial Product Underwriter, you will evaluate business accounts with both start-ups and large entities in the sharing economy and mobility market, including ridesharing, on-demand delivery and last-mile delivery. Primary responsibilities include underwriting auto subscription business accounts, including risk assessment, pricing, broker relations, and research and product development. As part of an innovative team developing insurance solutions for the mobility sector of the sharing economy, you will contribute to laying the foundation for underwriting, pricing, and risk control best practices in this emerging industry segment.
- Your work: *
- Review and analyze business financials, operations, inventory management, risk controls, employee training, procedures, and other pertinent underwriting information.
- Evaluate underwriting profitability of existing businesses, including analysis of loss runs, frequency and severity trends, and driver's risk profiles.
- Attract and retain desired business and helping achieve overall program profitability targets.
- Effectively manage broker relationships and develop new business opportunities by pursuing creative, client-centric solutions in a highly adaptable and professional manner
- Monitor competitor activities and contribute to continuous evaluation and improvement of product and service offerings.
- Required Experience, Education and Skills*
- 5+ years of related work experience with 2+ years being in commercial auto insurance.
- Bachelor's degree or equivalent education and work experience.
- Prior commercial auto fleet underwriting and/or product management experience (or other related functions).
- Deep knowledge of the Property and Casualty industry, competitors, insurance product pricing, financial drivers of profitability; comprehensive understanding of legislative and Department of Insurance regulations.
- Strategic thinker and hands-on contributor. Expert knowledge of all products, end-to-end, with passion for achieving results.
- Well-developed oral and written communication skills; comfortable speaking in front of large and small groups.
- *What would make us excited about you?*
- Collaboration and teamwork with other functions at the executive and management levels.
- Shows respect for differences through excellent communication skills with people from an array of backgrounds.
- Strong relationship, negotiation, influencing and persuasion skills.
- Strong organizational skills, problem-solving and analytical skills.
- Flexibility and capacity to balance multiple demands.
- Self-starter who will search for opportunities and problems and then address them.
- Actively shapes our company culture (e.g., participating in employee resource groups, volunteering, etc.)
- Lives into cultural norms (e.g., willing to have cameras when it matters: helping onboard new team members, building relationships, etc.)
- Travels as needed for role, including divisional / team meetings and other in-person meetings.
- Fulfills business needs, which may include investing extra time, helping other teams, etc.
- CSAA IG/Mobilitas Careers *
Join us if you…
- BELIEVE in a mission focused on building a community of service, rooted in inclusion, and belonging.
- COMMIT to being there for our customers and employees.
- CREATE a sense of purpose that serves the greater good through innovation.
In most cases, you will have the opportunity to choose your preferred working location from the following options when you join us: remote, hybrid, or in-person. Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don’t miss important updates from us. If a reasonable accommodation is needed to participate in the job application or interview process, please contact [jobs@mobilitasinsurance.com](mailto:jobs@mobilitasinsurance.com)
As part of our values, we are committed to supporting inclusion and diversity. We actively celebrate colleagues’ different abilities, sexual orientation, ethnicity, and gender. Everyone is welcome and supported in their development at all stages in their journey with us.
We are always recruiting, retaining, and promoting a diverse mix of colleagues who are representative of the U.S. workforce. The diversity of our team fosters a broad range of ideas and enables us to design and deliver a wide array of products to meet customers’ evolving needs.
CSAA Insurance Group/Mobilitas is an equal opportunity employer.
The national average salary range for this position is $99,810 - $110,900. However, we have a location-based compensation structure. Our salary ranges vary and are calculated based on county of residence. The full salary range for this position across all the states we hire in is $89,910 - $133,200. This role also includes an opportunity for a company-wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 10% of eligible pay.
If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.
Please note we are hiring for this role remote anywhere in the United States with the following exceptions: Hawaii and Alaska.
Must have authorization to work indefinitely in the US.
*#li-tr1*
*#HP_RX*
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