Mortgage Officer

Company Profile Home Trust Company has developed a track record of success as Canada's leading alternative lender, employing nearly 850 people in our Toronto headquarters and branches across the country. Building on the demonstrated strength of our core residential and commercial mortgage lending business, the Company and its affiliates also offer complementary lending services and competitive deposit investment products. Our culture has been shaped by the passion and integrity of our people. Home Trust is a private company.Position Overview Assist Residential Underwriter with the completion of residential mortgage files in accordance with company policies and guidelines. This position will drive quality, through accuracy and efficiency while ensuring required service levels are achieved.Position ResponsibilitiesFile Quality Management Review mortgage files and ensure client documentation meets all Company lending policies and guidelines and is accurate and completeManage, compile, review and organize mortgage documentation on a timely basis in a high volume and service-oriented environmentCommunication Instruct files to solicitorsConduct daily follow-up with brokers to ensure all required documentation has been submittedEscalate unusual transactions to managerCommunicate effectively with all internal and external contactsRisk and Compliance Collect and review documentation supplied by client and broker to ensure its authenticity and compliance with all aspects of Home Trust Company's policies and guidelines per delegated authority matrices and applicable compliance obligations including Underwriting Policies and Lending Guidelines, Privacy, Anti-Money Laundering/ Anti-Terrorist Financing and internal Anti-Fraud Policy requirementsFile Unusual Transaction Reports as applicable to fulfil individual employee obligations to detect and deter financial crimes activityRelated Experience 2 years in administrative environment, preferably within mortgage industrySkills Exceptional problem solving Proactive & takes initiativeTime management Team player Excellent Communication - Written & Verbal High professional maturity Mortgage reporting Loan origination softwareMS Office Suite Acknowledgment All employees of Home Trust Company must comply with all applicable Home Trust Company, and specific Line of Business policies, standards, guidelines and controls. Additionally, all employees are obligated to become familiar with Home's risk management framework and understand the operational risk management requirements within their specific business. Employees are also expected to understand and comply with the Company's Code of Business Conduct & Ethics Policy at all times and escalate any issues or concerns through various reporting channels (i.e. Ombudsman, Compliance Hotline, Whistleblower Policy, etc). Financial Services,Banking