Loan Officer
Full time
at Citygate Global
in
Nigeria
Posted on March 27, 2024
Job details
Job title : Loan Officer jobs in Abia Job Location : Abia Deadline : April 10, 2024 Quick Recommended Links Job Details
- Source for new clients through promotion and assist prospective clients with loan applications.
- Portfolio management with full responsibility for its growth and quality (monitoring of disbursed loans, follow up on timely repayment, initiating and leading recovery activities, etc.).
- Effective relationship management through high client satisfaction, reaching a high ratio of revolving clients.
- Collection of detailed information (personal, business, and guarantees) in preparation of loan proposals as well as thorough evaluation and assessment of loan applications.
- Analyzing and interpreting financial statements of businesses, to access the repayment capacity and financial soundness of the loan applicants.
- Evaluate loan applications and documentation by confirming credit worthiness.
- Sales of loan products and services to potential customers by making proactive sales effort.
- Gives recommendations to clients on the type of lending program they should avail, including term and payment schedule.
- Review all loan documents and agreements to make sure these are all complete, valid, and according to the bank’s guidelines.
- Approve or disapprove loan applications based on merit and level of financial viability.
- Meet with clients who have difficulty keeping up with the loan amortization schedule and adopt a proactive position to win/win solutions.
- Help customers by answering questions; responding to requests.
- Maintain customer confidence by keeping loan information confidential.
- Candidates should possess B.Sc Degree in any field
- Must have COMPLETED nysc as at 2023.
- Must be trainable
- Must not be more than 29years.
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