Mortgage Broker

Mortgage Broker Get AI-powered advice on this job and more exclusive features.To actively prospect potential mortgage customers through lead providers (agents and mortgageoriginators), personal marketing, and people engagement opportunities.Consult with customers and identify financing opportunities such as primary property purchases,property investment purchases, equity release, or buyouts.Process applications with bank and liaise with all relevant parties involved in the process.Conclude the mortgage process.Build and maintain meaningful relationships with business partners and service providers.Duties: Source Potential Customers: Using proactive prospecting methods, create a strong network of potential clients throughongoing partnerships and relationship building with real estate agencies.Using proven and measurable reactive methods: - Personal marketing opportunities- Corporate presentations- Networking- Cold calling- Social activities- Social media- Flyers- Open House Days Process Potential Leads: Identify the primary financial needs of the potential customer through fact-finding questions.Pre-approve the potential client by understanding their residency and employment status,income-earning potential, and age. Identify any financial problems/challenges, such as high creditutilization, and advise corrective measures to ensure eligibility. If the customer does not qualify,keep their details for possible future follow-up.Product Recommendations: Match relevant bank products to the customers' needs.• Explain each step of the mortgage process.• Apply the correct affordability assessment criteria when assessing the file.• Using outstanding product knowledge, present the features and benefits of a mortgage productto the potential client in a way that meets their needs and financial capabilities.• Explain all costs and fees involved with the mortgage transaction.• Send a quotation to the customer with relevant recommendations as a summary of thediscussion.Process Application: Submit the application to the bank and obtain final mortgage approval.• Send relevant bank application forms and a list of required supporting documents to thecustomer.• Collect and process application form(s) and supporting documents, ensuring they meet thebank's requirements.• Upload documents and submit the application to the bank.Loan Progression: All applications will be processed by the internal loan progression team.• Ensure continuous updates with relevant parties (customers, agents, and service providers).• Liaise with the loan progression team regarding bank requirements/requests during loanprogression.• Follow up on any outstanding requirements, requests, and document issuance.• Manage the expectations of all parties.• Once final mortgage approval is obtained, discuss the details of the final offer letter with thecustomer and ensure the particulars of the offer match all aspects of the property purchase.• Ensure the customer has the required funds to complete the transaction.• Conclude the transaction by collecting a copy of the title deed for the property.Experience: Work: • Minimum of two years' experience in a mortgage service provider environment (mortgage• Minimum of one year’s experience in the Dubai real estate or mortgage environment.• Fluent in English (English and Arabic for Abu Dhabi).Seniority level Seniority level Mid-Senior level Employment type Employment type Full-time Job function Job function Finance Referrals increase your chances of interviewing at Betterhomes by 2x Sign in to set job alerts for “Mortgage Broker” roles.Abu Dhabi Emirate, United Arab Emirates 1 month ago Abu Dhabi Emirate, United Arab Emirates 2 weeks ago Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates 2 months ago Abu Dhabi Emirate, United Arab Emirates 1 day ago Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates 10 hours ago Abu Dhabi Emirate, United Arab Emirates 2 days ago Tax and Legal Services - Tax - Corporate Tax Advisory - Manager - Dubai/Abu Dhabi Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates 6 months ago Tax and Legal Services - Tax - Corporate Tax Advisory - Manager - Dubai/Abu Dhabi Tax and Legal Services - Tax - Corporate Tax Advisory - Manager - Dubai/Abu Dhabi Abu Dhabi, Abu Dhabi Emirate, United Arab Emirates 1 month ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr