Relationship Manager - Corporate Banking, Abu Dhabi, Dubai & Sharjah

Careers for a Changing World of Islamic Banking. Relationship Manager - Corporate Banking Posted On 18 Mar, 2025 Type: Permanent Job Category: Corporate Banking Job Purpose: The role involves acquiring, managing, and developing commercial and corporate relationships (funded and non-funded). The focus should be on increasing profitability, improving overall credit quality, managing existing and new portfolios, conducting due diligence and investigations, and assessing credit risks of proposals to ensure risks and processes align with SIB standards. Key Accountabilities: Increase new relationships with high standards of customer service and delivery. Achieve annual targets for assets & liabilities, including new relationships. Provide accurate analysis of customer requests. Prepare annual target lists in consultation with the HOD. Maintain high standards of ethics and integrity in dealings with customers and colleagues. Follow up and monitor accounts to prevent downgrading and delinquency. Enhance portfolio profitability through limit utilization, fees, commissions, and ancillary business. Maintain a diversified portfolio and avoid concentration risks. Visit clients' premises at least quarterly. Ensure compliance with bank policies and Sharia requirements. Identify cross-selling opportunities. Perform other duties as assigned by HOD. Ensure collection of all security documents. Comply with consumer protection standards, including fair treatment, providing accurate information, responding promptly, protecting customer data, and reporting suspicious activities. Demonstrate understanding of Consumer Protection Regulations and adhere to bank standards for fair treatment, ethics, and complaint resolution. Continuously improve knowledge and provide input on policies. Technical Skills: Strong analytical skills. High proficiency in risk management. Knowledge in managing problematic loans. Understanding of banking theory, practice, and Central Bank regulations. Competency in market surveys and credit proposal assessments. Knowledge of trade finance processes and transactions. Qualifications & Experience: Minimum 6-7 years banking experience in corporate banking. Strong oral and written skills in Arabic & English. Proficiency in MS Office, T24 Software (Expert level). Contact email * Sharjah Islamic Bank (SIB), established in 1975, provides banking services to individuals and companies. Originally founded as the National Bank of Sharjah, it transitioned to Islamic banking in 2002, offering a broad range of Sharia-compliant retail, corporate, and investment services across the UAE. #J-18808-Ljbffr