Portfolio Manager - Credit Cards

Press Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: Embark on a journey where your unique contributions are celebrated, and your professional growth is embraced. At ADCB, we nurture a diverse, inclusive community where every voice is valued. About the business area The Retail Banking Group (RBG) supports retail and micro-business customers in managing their finances through expert advice and a full suite of specialist products and services in conventional and Shari’ah compliant banking. The business is committed to driving digital innovation to deliver excellence in customer service. We are actively seeking an ambitious professional to join our Retail Banking team at ADCB to work alongside passionate colleagues who share your ambition to redefine excellence in UAE banking. In this role, your key responsibilities include: Business and Financial Planning: Develop and implement portfolio strategy, track portfolio profit and loss variances, and recommend corrective strategies to drive card activation, card spends, usage, revolve, retention of outstanding balances, and market share growth across all card variants. Portfolio Management: Develop and implement advanced decision sciences and predictive models to manage and influence customer behavior and maximize portfolio profitability. Design installment payment plans, collaborate with sales and marketing teams to promote products, and execute campaigns to enhance spends, decrease inactive cards, and improve other key metrics. Monitor product mix, portfolio composition, and operational costs to align with business objectives. Marketing Management: Formulate marketing strategies and develop activities to meet portfolio targets. Monitor campaign performance to improve conversions and revenues. Partner Relationship Management: Conduct regular meetings to explore opportunities to enhance value propositions and ensure timely report submissions. Budget Management: Contribute to budget preparation and monitor financial performance, addressing issues promptly and capitalizing on improvement opportunities. Stakeholder Management: Collaborate with risk, compliance, marketing, and IT departments to ensure cohesive strategy execution. Policies, Processes, Systems, and Procedures: Implement and ensure adherence to departmental policies and procedures, maintaining work standards and service quality. Customer Service: Demonstrate ADCB’s service standards to deliver excellent customer interactions. The ideal candidate should have the following experience: At least 6 years of experience in banking or financial institutions in portfolio management Bachelor’s Degree in Finance, Business, or Economics from a recognized university Numerical and financial analysis skills Proficiency in Excel, Word, and MS Office Fluent in written and spoken English and Arabic What we offer: Competitive Salary: AED 25,000 – AED 41,500 per month, with eligibility for variable pay plans. Comprehensive Benefits: Medical insurance, life and accident insurance, paid leave, airfare, employee discounts, and education support for children at certain levels. Flexible and Remote Working Options: Work-life balance arrangements, subject to eligibility. Learning and Development Opportunities: Structured courses, e-learning, on-the-job training, and professional development programs. At ADCB, we are dedicated to creating a respectful, caring, and disciplined work environment that supports your career ambitions. #J-18808-Ljbffr