Relationship Manager - Business Banking - Liabilities

Relationship Manager - Business Banking - Liabilities Relationship Manager - Business Banking - Liabilities Get AI-powered advice on this job and more exclusive features.Direct message the job poster from Emirates Islamic To focus on acquiring small to medium customer relationships primarily concerned with liabilities booking, providing general and tailored advice/solutions to customers, maintaining a well structured portfolio in line with Bank’s risk and regulatory frameworks. Major responsibilities will also include enhancing revenue generation from existing and new relationships, providing high service standards and ensuring compliance with Bank’s polices and regulations.Job Responsibility: Acquire New-To-Bank clients with focus on high value deposit customers to bring budgeted NNM to the bank and also maintain profitable SME liability/deposits relationships which will help to meet the individual and Unit targets.Seek out opportunities to actively market “NTB” SME relationships in line with bank’s policy and procedures / sharia laws.Regularly review the market trends to identify profitable opportunities in selected segments in line with Bank’s overall policy and risk appetite.Manage in absence of the Unit Head, a team of RM/RO/CSRs and provide leadership to Business Banking RMs and ROs to acquire and grow relationships selectively and satisfy transactional needs of Business Banking customers.Identify and analyze the areas of potential risk under the portfolio and find appropriate solutions.Implement agreed relationship management approaches in order to project the Bank’s image in the market and achieve targeted volumes/revenues Ensure effective utilization of accounts opened in order to maximize liabilities targets identified (Casa, Fixed Deposits). Identify loss making customers and devise ways to improve their profitability (cross-selling, up-selling or encourage to leave - Exit). Continuously seek to increase revenue margins to be generated from customers.Ensure permanent profitable customer transactions vis-à-vis the associated risks. Recognize early warning signals of unsatisfactory account conduct.Adhere and comply with EIs internal applicable policies and procedures as well as governing regulations issued by concerned authorities.Cooperate and facilitate work of internal audit and risk management to address gaps, and respond to audit reports within agreed deadlines. Monitor money laundering activities, and coordinate remedial actions with management.Job Skills & Qualifications: Experience in SME Liabilities & Trade (over 5 years)What we offer you: Competitive salary package Strong emphasis on work-life balance and wellbeing across the bank World-class Learning & Development platform and career development Generous annual leave entitlement and Private Healthcare Preferential banking facilities for employees Seniority level Seniority level Mid-Senior level Employment type Employment type Full-time Job function Job function Business Development Industries Banking Referrals increase your chances of interviewing at Emirates Islamic by 2x Get notified about new Relationship Manager jobs in Dubai, United Arab Emirates.Relationship Manager - Islamic Corporate Banking Senior Relationship Manager- Corporate & Transaction Banking Senior Relationship Manager, Corporate Banking Client Relationship Manager (Investment Management)Virtual Relationship Manager - Business Banking Senior Relationship Manager, Energy Sector Relationship Manager- Commercial Mortgages Hunter Relationship Manager, Global Bank, GCC Market, Dubai We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr