Senior Audit Manager, Credit Risk (India, Singapore)

Job Summary This role could be based in (India) and (Singapore). When you start the application process, you will be presented with a drop-down menu showing all countries; please ensure that you only select a country where the role is based. GIA represents the third line of defence and provides independent assurance of the effectiveness of management’s control of business activities (the first line) and of the control processes maintained by the Risk Framework Owners and Policy Owners (the second line). GIA works with the Group's other control functions, such as Finance, Risk, and Compliance, but does not place unqualified reliance on their work. GIA is an independent function whose primary role is to help the Board and Executive Management to protect the assets, reputation, and sustainability of the Group. As defined in the Audit Charter, all staff in GIA must exhibit the highest level of professional objectivity in gathering, evaluating, and communicating information about the activity or process being examined. They must make a balanced assessment of all the relevant circumstances and not be unduly influenced by their own interests or by others in forming judgments. GIA will adhere to the Definition of Internal Auditing, the Core Principles for the Professional Practice of Internal Auditing, Code of Ethics and the Standards for the Professional Practice of Internal Auditing that are published by the IIA. It is expected that all members of GIA strive to operate as role models for the Group’s valued behaviours. GIA methodology has defined “Habits of a Human Auditor” which are aligned to the Group’s valued behaviours and communicated across the function. Key Responsibilities Strategy Support the HOA and SAMs where required, in the development of the GIA risk assessment and development of an appropriate audit plan for the HOA’s assigned portfolio. Propose audits for coverage during the audit cycle based on their knowledge of the business. Carry out their role in line with the Audit Charter and remain independent from management and free from interference. Business Assist the HOA to effectively manage the cost of assigned audits within the allocated budget for audit engagements. Identify opportunities for efficiencies within audit work. Processes To act as a Team Member on assigned audit work involving HK and across the Group. To act as Team Leader and take responsibility for overseeing the planning and execution of the audit, maintaining the audit budget, including drafting of audit issues and the audit report. To ensure that assigned audit work is executed in an efficient and effective manner, within the given budget and timelines, and in line with GIA methodology standards. To clearly explain the risks and impact of issues identified during testing to GIA and business management. The individual may support in department-wide exercises such as annual planning, risk assessment, and training. To actively manage relationships with senior auditee management and stakeholders. To support GIA audit teams by providing product/country knowledge and expertise for their audits relating to the individual’s area of expertise. To provide ongoing continuous monitoring support to Heads of Audit (HOAs) and Senior Audit Managers (SAMs) in respect of the business and raise issues and observations outside of formal audit work to expedite rectification of control weaknesses. To attend and present at formal committees and Group meetings on behalf of HOAs and SAMs, as required, e.g. Governance Committees and Country Non-Financial Risk Committees. Issue validation: Ensure that all audit issue action plans agreed during audit fieldwork are tracked through to completion in accordance with methodology requirements. Roles And Responsibilities Regulatory & Business Conduct Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines, and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct, and compliance matters. Key stakeholders Designated business stakeholders, typically related to individual audit assignments and the assigned portfolio. GIA stakeholders – team leaders, team members, team managers, Product, Functional, Country, and Regional Heads of Audit. Skills and Experience In-depth understanding of credit risk management and associated control requirements. Strong communicator, both written and verbal, with ability to clearly explain controls to be tested and risks identified to audit and business management. Confident and courageous to raise and escalate ideas or concerns in a professional and timely manner. Proactive, self-directed, and able to work with minimum supervision. Exercise professional judgment, objectivity, and discretion. Ability to work within a global team. Qualifications Education - Bachelor's Degree in Accounting/Finance, Master Degree in Accounting/Finance. Certification - CIA, ACCA, CA. Languages - English. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together We Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do. Never settle, continuously striving to improve and innovate, keeping things simple, and learning from doing well, and not so well. Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term. What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial, and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum), and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital well-being platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders, and all sorts of self-help toolkits. A continuous learning culture to support your growth, with opportunities to reskill and upskill, and access to physical, virtual, and digital learning. Being part of an inclusive and values-driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions, and geographies - everyone feels respected and can realise their full potential. For further information, and to apply, please visit our website via the “Apply” button below. #J-18808-Ljbffr