Relationship Officer Assets Sale

What is Relationship Officer Assets Sale - MMBL?Fluent in the local language.What Relationship Officer Assets Sale - MMBL does?Job Responsibilities:Responsible for the direction, coordination and evaluation of micro credit business.Lead the branch effectively to ensure the achievement of profitability objectives/targets and sale of asset products while adhering to MMBL policies and SBP regulations.Implementation of sales plans through market assessment based on potential.Develop the relationship strategy for the assigned branch/area of responsibility with a focus on verification, loans disbursement, collection and cross-sell.Asset portfolio management of the branch to achieve assigned targets through timely sales, verification and collection.Build and retain the highest level of motivation in the team to achieve maximum business volumes and employee retention.Marketing of bank products and preparation of sales strategy considering assigned targets and market demands.Aptitude for persuasion and negotiation.Evaluation and assessment of customer's profile by adopting the five Cs of credit.As a Line Manager of Relationship Officer - Asset Sale, ensure high productivity in individual capacity.Train and assist each Relationship Officer - Asset Sales to assess and verify customer's income/demographics to establish customer's need and credibility for proposed loans.Manage, develop, coach, control and motivate the sales force to achieve a high professional standard and meet monthly sales and KPI targets.Undertake capacity planning to meet assigned objectives of loan volumes and zero default through effective verification, collection and cross-sell.Organize and deploy resources to match business priorities in the branch.Coordinate with operations department for timely disbursals of loans by following SOPs of loan disbursement and cancellation process.Ensure 100% loan collection through proactive collection measures.What are we looking for and what does it require to be Relationship Officer Assets Sale - MMBL?Proficient in MS OfficeStrong analytical skillsTeam managementTime managementNegotiation skillsCustomer RelationshipAbility to work under pressureSound communication and interpersonal skillsMeeting sales goalsMotivation for saleMarket knowledgeJob Locations:Sialkot BranchAbout MMBL:Mobilink Microfinance Bank Ltd. is providing banking services to over 42 million registered users including 16+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank operates with over 100 branches and 200,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.Why Join MMBL?This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.

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