Assistant Credit Manager

دوام كامل في a Laimoon Verified Company في UAE
نُشرت يوم August 27, 2024

تفاصيل الوظيفة

Job Description

Job Purpose:•   Assessing credit proposal from the allocated Commercial Banking portfolio, to ensure these fit within Bank's strategy and Credit policy.•   Contribute to facility structuring & ensure completeness of applications incl. detailed analysis of sector/ industry and all associated risks•   Meet customers to get first-hand view of the proposal and undertake site visits as required.•   Ensure that lending proposals are in compliance with Bank's credit policy and also in compliance with UAE Central Bank's regulatory norms.•   Monitoring portfolio of assets and exercising close surveillance to ensure its healthy status; research and analyze both micro and macro development in relation to credits to provide anticipatory warnings of risks, foresee danger signals and advise measures to prevent losses.•   Identify weak accounts within allocated portfolio and recommend for downgrading - with or without provisioning.•   Control, monitor and follow-up credits via review of irregular and past due accounts, pending documentation and overdue renewals.•   Interacting with business managers up to the level of Heads of Business Banking Credit.•   Undertaking special projects and assignments in credit area.Person Specifications: Bachelor or Master's Degree Diploma/certification in banking/finance Knowledge of SME/Commercial finance products including Trade Finance, Treasury, Real estate and Project financeThis position is ONLY for UAENENBDMeet the leading banking group in the region Emirates NBD, the leading Banking Group in the MENAT region, was formed on 19 June 1963, when H.H. Late Sheikh Rashid bin Saeed Al Maktoum signed the Charter of Incorporation of the National Bank of Dubai (NBD) which became the first National Bank established in Dubai and the United Arab Emirates (UAE). With the blessings of H.H. Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, NBD merged with Emirates Bank International (EBI) on 06 March 2007, to form Emirates NBD, the largest banking group in the region by assets. On 16 October 2007, the shares of Emirates NBD were officially listed on the Dubai Financial Market (DFM). The merger between EBI and NBD to create Emirates NBD, became a regional consolidation blueprint for the banking and finance sector as it combined the second and fourth largest banks in the UAE to form a banking champion capable of delivering enhanced value across Corporate, Retail, Islamic, Investment, and Private Banking, Global Markets & Treasury, Asset Management and Brokerage operations throughout the region.

Job Requirements

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