Senior Manager - Credit, Quality & Training Role - Powai
دوام كامل
في Hiranandani Financial Services
في
India
نُشرت يوم February 17, 2025
تفاصيل الوظيفة
- Credit Assessment & Approval
- Evaluate and approve credit applications within designated authority limits.
- Conduct thorough analysis of financial statements, credit reports, and other relevant documents.
- Ensure compliance with internal credit policies, regulatory guidelines, and risk management frameworks
- Monitor the performance of the credit portfolio to identify potential risks and trends.
- Implement risk mitigation strategies to improve portfolio quality.
- Conduct periodic portfolio reviews and provide insights to senior management.
- Develop and update credit policies and procedures in alignment with industry best practices.
- Standardize credit processes across branches to enhance efficiency and compliance.
- Work closely with state and regional credit managers to ensure consistent application of credit policies.
- Collaborate with sales and operations teams to streamline credit processes and address challenges.
- Provide training and support to credit staff on credit evaluation and risk management techniques.
- Ensure all credit activities adhere to regulatory requirements and internal audit standards.
- Prepare and submit regulatory reports as required.
- Prepare detailed credit reports and insights for senior management.
- Track and analyze key credit metrics, including approval rates, delinquency rates, and portfolio performance.
- Manage interactions with audit functions and present findings to senior management.
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