Credit Analyst - Corporate

Role Summary: New and exciting opportunity for Credit Risk professionals to elevate their career with a commercial bank with global footprints, who rank in the world's Top 20 by total assets. Your Responsibilities:

• Perform credit analysis and risk assessments on large value lending transactions (syndicated and bilateral loans).
• Put forward recommendations and comments on credit submissions to the local Credit Committee for approval.
• Periodically review credit proposals for new and existing loans, and manage portfolio restructuring and variation when required.
• Monitor the post-approval loan draw down process.
• Perform industry targeted research and provide insightful feedback to the Corporate Banking and Risk Management team.
• Liaise with and report to the Credit Risk Management team in Head Office overseas to make sure any inherent and residual risks are addressed according to the Bank's risk policy & procedures.
• Continuously update and refine the Bank's Credit Policy & Procedures for its Australian operation.
• Coordinate and assist with local regulatory reviews (APRA & ASIC), audits and also HO reviews.
• Prepare meeting and presentation materials to the Credit Committee.

• 3-5 years' credit risk experience in Commercial or Corporate Banking (overseas experience is looked upon discretionarily).
• Solid knowledge of the credit approval process and the ability to analyse company financials critically.
• Familiar with the prudential standards (CPS 220 etc.) and regulatory environment where a foreign ADI is operating in.
• Tertiary degree in Finance, Commerce, Accounting, Business or related.
• Demonstrated ability to work independently and autonomously with professionalism and efficiency.
• A team player and effective communicator who can adapt to the work culture.
• Qualifications such as CFA, CPA or FRM are favourable but not essential.
• Ability to read / write / speak Chinese Mandarin .