Portfolio Management Lead

The Portfolio Lead is responsible for ongoing oversight of the T&S credit portfolio, including the performance of the integrated credit control framework as it relates to the same. Portfolio Analysts will have primary responsibility for a particular T&S line of business, working closely with the relevant Portfolio Manager supporting the same – and will also cross-train and assist on other parts of the portfolio as required, whether in the ordinary course or as temporary backup. Given the breadth of knowledge and experience provided by this role, candidates are expected to demonstrate a capability and passion for continued professional development, allowing them to manage increasingly complex challenges and interfaces, to own increasingly sophisticated interactions and to form an integral part of the future talent and leadership pipeline for the credit team and broader office. Key Accountabilities:

• Provide first-line of defense, Day 2 monitoring and oversight of T&S’ credit portfolio, with accountabilities including but not limited to:
  • Monitor current and forward counterparty credit exposure profiles relative to approved credit limits, interrogating any excesses and determining appropriate next steps
  • Monitor the price-stress view of the portfolio, facilitating proactive risk management conversations for any outsized concentration risks observed
  • Identify and manage and issues with data feeds into, or calculations within, the credit system – including missing trades, netting breakdowns, orphaned collateral, etc.
  • Review portfolio compliance with any applicable credit frameworks
  • Proactively identify any potential constraints on T&S activity which could be avoided by changes in credit limits or terms supportable given current Global Credit Research outlook and current portfolio concentrations
  • Capture and adjustment, as required, of any overdue payments or special deals not naturally updated via the overnight system run – including any key context related thereto
  • Help populate and update credit watchlists – including the tracking of any agreed next steps and bespoke risk interventions and controls
  • Review performance of decision logic within pre-deal check tools – suggesting calibrations or fixes as necessary to enable timely and efficient support for ordinary course trading flows
• Collaborate cross-functionally and with relevant Portfolio Lead to prepare discussion materials for, and to then participate in, periodic portfolio/industry reviews and credit framework reviews for the Credit LT, business Risk Committees, T&S Policy & Risk Committee.
• Stay current on Global Credit Research reviews for counterparties and industries relevant to their assigned portfolio(s)
• Work with Portfolio Lead and Data & Analytics team to stay familiar with prevailing commercial strategic, business strategies and data and exposure modelling relevant to their assigned portfolio(s) to be well-positioned to identify anomalies as they arise from time and to recommend solutions to portfolio information challenges over time.
• Over time, depending on the evolution of T&S credit risk delivery model, Portfolio Analyst accountabilities could expand to include delegated authority to set and change credit limits and to approve or decline specific transaction opportunities in addition to more end-to-end ownership of other key credit controls.

• Bachelor's degree or equivalent required
• 7-10 years of relevant work experience
• Demonstrated ability be able to interpret complex business scenarios and produce accurate analysis and MI/Data solutions under pressure.
• Prior exposure to commodity trading, credit risk roles.
• Experience in database interrogation and analysis tools, such as SQL, Dataiku.
• Python coding experience a plus.
• Prior experience in corporate credit risk management, fixed income portfolio monitoring or management, structured trade finance, or a related function within a financial institution, commodity trader, or similar
• A passion for the role and a relentless commitment to excellence, including exceptional attention to detail and rigorous and timely follow-through on all role accountabilities.
• Strong analytical and financial skills, including fluency with models and financial derivatives (or similar variable exposures common to trading businesses)
• Excellent interpersonal skills and comfort working with both senior and junior stakeholders across the various functional areas of the organization
• An innovative mindset that embraces the opportunity to add value by devising new approaches or solutions to overcome data or resource challenges to achieve desired outcomes
• Demonstrated comfort and ability exercising critical thinking and independent judgment
• A strong team player who is also comfortable working autonomously and under the demands of a fast-paced work environment